Wouldn't you feel better if he were hear to tell you?
Retirement is an area where there is a lot of depression. There's only so may 'early-bird specials' you can eat.
They deny committing the crime. The defense is they didn't do what's alleged by Mr. Perez.
They think you don't have to have exposure to certain areas -- you just have to buy the big names,
Did you tell the whole and entire truth in your report?