Scott Painter (born September 30, 1968) is an American investor and entrepreneur in the technology and automotive industries. (wikipedia)
If you are going to change a market, you have to control the money.
Worse than that, if you are not changing the relationship the customer has, you are actually reinforcing the old system, giving them more leads through a new channel.
You get a certain amount of respect when you start accounting for 1,000 transactions a month.
The higher the interest rate, the more attractive leasing becomes.