Todd Marks Quotations

Five of the Top 10 creditors have already initiated the change. Some of the cards have already absorbed the blow.

In California any type of death has to be disclosed if it's happened in the last three years.

Today's packages force consumers to fight tooth and nail to get at what's inside.

Many times people will stop shopping, because they can't carry any more.

You can continue to shop and shop and shop and you don't get that psychological payoff.

People can take this time to put money aside for retirement or to start a savings plan. But these are not sexy choices like buying that wide-screen TV.

When I asked Kellogg's to explain why their cereal bags are so hard to open, at first they seemed responsive, and sent an e-mail saying they'd assigned someone to help me. But the next thing I knew they told me they just didn't have the manpower to address it and were going to take a pass.

The (Web sites) you see on TV could end up costing you something.

If they're emotionally attached to a house they do like to hear all that stuff.

A lot of sellers really just care about the bottom line. They don't even want to read the letters.