Dave Ramsey Debt Quotations

There are no shortcuts when it comes to getting out of debt.

You can't be in debt and win. It doesn't work.

Credit is an 'I love debt' score.

A lower interest rate doesn't make a debt go away.

Debt has become a part of who we are.

Knock out a small debt first so you get a quick win. Momentum is key.

Debt is normal. Be weird.

Debt is dumb. Cash is king.

Debt gives you the ability to look like you’re winning when you’re not.

The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.