It's not unlike what happened in tech, ... The better they do, the more people buy. What happens is the price gets really high and the compensation you get for taking on the extra risk goes down.
It's easy to say, 'Throw it all in stocks,' ... A lot of people say that, but they've never been through a bad bear market.
You meet interesting people and do interesting things as a cadet. I like the people and the training. I'd like to go to the Air Force Academy after I graduate, and I think this will really help.
A lot of people don't want to hear too many gory details, ... when you buy a B-share you are still paying a load.
The sweet spots where people have parked a lot of their money are the intermediate bond funds, with returns from the low-3 to above 4 percent. That isn't mind-blowing, but it has driven up interest in bond funds.
If you're in the market for guidance, this is probably not a bad way to go. A lot of people will try to shame you into thinking you shouldn't be paying for help. But there's nothing shameful in doing it.