Jerry Flanagan Insurance Quotations

Recent mergers have given the industry a strangle hold over the health insurance market. With fewer pressures for efficiency and no government oversight of rates, insurers have been given free rein to spend more of our health care dollars on overhead, profit, and administration. The last decade of HMO mergers has taught us that when fewer HMOs dominate the health care market, quality goes down, premiums go up, and patients get short changed. Already, 45 million Americans are uninsured because they cannot afford to pay the insurers' ransom.

It doesn't take a rocket scientist to realize that a handful of insurance companies with a stranglehold on the market can raise rates.

This is a national problem. Insurance companies sell you a policy and then they break their promises and they cherry-pick and only insure those that are healthy. Dare you get sick, your coverage is revoked. This makes a mockery of health insurance.

A handful of insurance companies control the market and raise rates at will, far above the value of the insurance they're selling.