Keith Gumbinger Borrow Quotations

Mortgage markets have been so flush with cash that home buyers are able to layer one risk on top of the other. It's possible to borrow more than the value of the home, put in no money of your own and pay a minimum monthly payment.

There's no way for consumers to borrow more cheaply. But that might change if the Fed raises rates a couple more times.

In many markets, it's possible to borrow at prime or even a quarter to a half a percentage point below prime.