The fact remains that most of us are anesthetized to the true cost and true value of long term care insurance.
In a system where the cost of care is hidden by taxes levied on your income, property, and business activities, it is no wonder why so many Americans rely on Medicaid to pay their long term care.
Most Americans have some experience with nursing homes or other long term care settings, and nearly half have had a family member or close friend in a home in the past three years.
The term pandemic applies when there is a big, big animal reservoir of the virus and no underlying immunity, and those conditions exist today.