You've got to have between 12 and 15 times of your final...

You've got to have between 12 and 15 times of your final year's living expenses saved up. If you're spending $100,000 a year now, you should have at least $1.2 million saved up, preferably $1.5 million. If you're living on $300,000 a year, you should have close to $5 million saved up.