There's a threshold, and once you cross it, you're really...

There's a threshold, and once you cross it, you're really not a credit union in the true sense of the word. After you've grown to be about a billion dollars or $5 billion, and you're offering everything from life insurance to stock brokerage to the full range of financial products ---- perhaps some community banks in the market don't even offer ---- it seems the tax exemption they enjoy is a bit misplaced.