Healthy financial habits start with making smart, conscious,...

Healthy financial habits start with making smart, conscious, reasoned-out decisions instead of letting outside forces dictate how you're going to live. If you're spending to impress your neighbors, your coworkers, or your clients, you're doing it for the wrong reasons. They won't be the ones working 'til they're 80 because you spent all your retirement money. You will. Make a big change now. Next year when you open those tax forms, you can feel good about what you earned and where it went.