Equity Quotations | Page 5

People generally have more equity in their home than they're aware of, ... The Complete Idiot's Guide to Buying or Leasing a Car.

After September 11, 2001, we assumed that the equity risk premium demanded by investors would be above the historical average, but did not anticipate the current extreme reading which is near the highs of the past three decades,

The one thing that has worked against the equity market pushing higher is that the UK bond market has been hammered, and yields have subsequently risen. Before it was a one-way bet, but now people are having to be more thoughtful.

After interviewing many of the best in class sales, marketing and merchandising candidates, I was thrilled to find our field of diamonds in our own backyard. This team understands the power of the La-Z-Boy brand, and I am confident that they will develop programs to build equity in the brand.

Some short-term traders seemed to buy government debt paper, capitalizing on losses in equity prices.

Something that will allow those individuals to have some sort of equity buildup is more important than rent subsidies,

Notwithstanding, the several unusual items that influenced our results the last three months demonstrate that the underlying performance of The Hartford's property and casualty and life operations was strong. This performance is a reflection of our efforts to sustain profitable growth in a competitive environment. Our return on equity of over 15 percent over the last twelve months has exceeded our stated long-term goals. Actions we have taken to broaden distribution and improve our products are driving our sales momentum.

Oil prices have not been a positive for the equity market with the potential for rising inflation.

Oil prices are heading to levels that may kick off a pullback in equity markets. A spike in inflation could slow down growth.

Once there's equity in the workplace, the law will become redundant.

Companies have been diluting your equity via stock options claiming that management needs incentives of millions of dollars just to get up in the morning and come in to work, ... Then they pick you off by trading on insider information, selling shares before the bad news hits and you have a chance to get out.

Despite the recent erosion of equity values in high-tech or 'new economy' companies, we continue to believe that we will create shareholder value by being the leader in bringing wireless, broadband and the Internet to our target markets of the person, the work team, the home, and the car.

Despite the dissolution of the equity relationship, there should be no major impact on on-going projects between the two companies.

Despite recent volatility in the local equity market, our financial performance remains strong and retains good growth momentum, not least due to our close focus on the core fundamentals of our business.

Despite our efforts to generate revenue, obtain debt and equity funding, and sell or license selected assets at reasonable prices, our revenue and liquid assets are not sufficient to sustain our current operations.

Any change in rates on home equity lines is directly related to the actions of the Fed. On average, their rates are 1 percent over the prime rate, but some banks even offer home equity lines at the prime. Home equity lines are probably the cheapest way that homeowners can currently borrow money.

Apple's poor figures after the bell last night mean that the U.S. futures point to a negative start for U.S. equity indices this afternoon ... Apple is trading in Europe around 3.22 euros lower, indicating a decline of $4 when U.S. markets open later,

A reverse mortgage is the true home equity loan.

As home prices level off, so will the growth of equity that has supported consumer spending in the past. The impact from higher interest rates on home equity loans and adjustable rate mortgages will combine with stubbornly high energy prices to squeeze discretionary spending.

As a result of increased sales, product mix and expense reductions, second quarter gross margins as a percentage of revenue improved to 39 percent from 35 percent in the second quarter of 2004 and from 32 percent in the first quarter of 2005. We expect gross margin as a percentage of revenue to approximate 40 percent in the second half of 2005. We improved on our second quarter guidance of a loss of $0.08 to $0.09 per share, due mainly to the deferral of previously planned UWB investments until later this year. In addition, we reached our near-term fund raising goal and added further liquidity by obtaining approximately $4.2 million in new equity and debt financing commitments on June 20. With continued focus on managing our balance sheet, including increasing inventory turns and reducing DSOs, we intend to reduce the company's financing requirements for the fourth quarter.

The businesses to be divested are very good, ... We expect strong interest from trade and equity buyers.

The big reason is because being independently owned and operated gives us a lot more flexibility, from everything to fee splits to equity opportunities in the firm for our brokers.

A vast majority is equity that is already vested in the company. It's not a result of this merger at all -- 90 percent of the options that are granted to the executives would vest with our without the deal.

Attracting sufficient equity capital to fund critical research is often a challenging task for the industry. This problem is exacerbated by an outdated tax regime that was largely set in place well before the advent of the modern biotechnology industry. The federal government should lead the effort in providing favorable tax and regulatory environments that will create incentives for economic development and job creation in the life sciences sector similar to the ongoing efforts at the state level.

Banks, bond investors and equity investors will ratchet down their idea of what's normal and acceptable as far as earnings and cash flows go,

Back in December of 1996 when he gave his very famed 'irrational exuberance' speech, the stock market was actually fairly valued according to or models. This is very different, because the equity market is actually about 28 percent overvalued compared to our models right now.

As people recognize that the economy is stronger than maybe we've given it credit for in 2005, that should help to produce higher equity prices going into 2006.

As long as housing prices don't go down, consumers have more equity they can borrow against. If mortgage rates go up another 1.25 or 1.5 percent and pierce 7 percent -- watch out. That's when the housing bubble bursts and consumers would cut back on spending a lot.

You're seeing trading volumes trend higher with appreciation in the equity markets, and you're seeing client assets rise in tandem.

You see them everywhere . . . it's like you have equity built up, because you've seen so much. You want to see how the story ends.

You take this loan and agree to pay a slightly higher mortgage payment because you want the renovations rolled in -- but then since you've got the instant equity you can turn right around and refinance to lower your monthly payments,

You're not financing the mortgage insurance and you build equity faster.

You're going to have German investors looking to access Spanish utilities, and Spanish investors looking to invest in German auto companies, ... It's going to build an equity culture that doesn't exist today.

You really must look at your entire portfolio and not look just at the past quarter or even the last year. Extraordinary expectations have been built into fund performance for almost six years now. You've witnessed returns of 20 percent or more in most stock equity funds, but in some cases they're just not sustainable.

This is a significant milestone and our first public equity offering. We're very pleased with the investor community's positive response. This additional capital will allow us to continue to pursue and execute our successful balanced growth strategy.

This is as high a high-wire act as I have ever seen. If this merger is to survive, equity investors will need to have a reason to buy the stock and their confidence will need to be restored, because the equity investor has been leading the way down.

This is an excellent partnership that gives First Union a nationwide securities business, ... This transaction will substantially strengthen our distribution capabilities for equity capital markets activities as well as retail investment products and wealth management activities.

The wealthiest households took the hardest hit from the equity slide over the past two years and had the largest debt exposure. Since these high-income households are in the best position to withstand deterioration in their financial positions, the shocks are likely to have a limited effect on overall consumer spending.

This attack is clearly visible all over the world on television. Consequently, world equity markets are in turmoil. The uncertainty created by the attacks are likely to bring about more uncertainty abroad.

They were looking for more equity within a district and we decided to survey the schools. Some people said they were playing in a district with schools twice our size and some of the games weren't competitive.

They were less forceful in their rhetoric and that shows a little light at the end of the tunnel, ... Clearly they're at a point where what they say is more important than what they do and that's playing itself out in the equity markets.

A lot of people get a home equity loan and do it on their own, short of going to a credit counseling agency. You can consolidate your credit card debt and have a lower monthly payment that will maybe get you through a squeeze.

They get their deposits from a variety of sources. Some of it is savings but it is becoming more apparent that parents and grandparents are taking a greater role in helping out. In the case of grandparents, we have seen them taking out equity release loans to finance a deposit, and of course, there are inheritance tax considerations too.

They had no reason to suspect he had sucked equity out of the home into a fictitious account for himself.

The year 2005 was very productive with significant accomplishments. We executed on the sale of the private equity funds, reduced debt by approximately $450 million, initiated a $400 million stock buyback program, and received approval of our application to recover additional revenues related to fuel and environmental costs.

This perception creates a negative opinion on Wall Street. But over time, it will help the equity markets because it is reflexive of a better earnings picture.

This move will have a short-term negative impact on the equity markets. However, it is longer term, a positive.

This movement in the bond market is amazing, truly unprecedented. People are starting to sell fixed-income and put that money into stocks. Equity is starting to look like this undervalued dark horse worth betting on.

There was some interest expressed on the part of multiple parties to invest in our commercial-mortgage business. We're in discussions with those parties, ... We are amenable to equity partners, but GMAC's intention is to maintain a significant equity interest in this business.

There really has been a lot of interest in a number of businesses both across private equity and across the trade sector. The interest that we've had expressed to us has been unsolicited and we've simply been filing it away and it's quite a thick file.

There's about $6 trillion in single-family mortgage debt outstanding, and total home value is about $13 trillion, which means there's about $7 trillion in home equity outstanding. Last year was a big year for liquefying home equity -- about $100 billion. That's a drop in the bucket compared to $7 trillion.

There remains some risk. If turmoil in the equity markets should continue, that would impact consumer sentiment and consumer behavior. No one really knows what will happen. There can be a second wave of scandal from other companies. I can't dismiss that possibility.

The removal of this tax is extremely positive and should lead to a further improvement in Brazil's domestic debt profile, a further appreciation of the real and boost the equity market.

This is very popular right now because it lets you draw some money out of your home and improve cash flow. If you do this, resist the temptation to draw too much equity out of your home.

This may be the most profitable private equity deal of all time.

This looks to be a pretty attractive price and it underscores a cable market theme: in the last year, the private equity markets continue to value cable much more highly than the public equity markets,

This is very different, because the equity market is actually about 28 percent overvalued compared to our models right now.

They're being responsive because this is something the equity market has been looking for as a way to target some of (News Corp.'s) pure entertainment assets.

They're going to say they're carefully watching the issues in the equity markets and are prepared to act if necessary, but right now the risks remain balanced,

There's equity in the conference. There's a small margin between finishing second and finishing last, and that small margin is hard to define. I think we're better than our record shows, but we're playing in a very tough conference.

There's equity in that name and we want to use it.

There seem to have been an increasing number of approaches made over recent weeks, but nothing is being consummated - all foreplay and no finish. It seems that private equity houses are having their bids rejected out of hand by shareholders in the hope that a bigger offer will be made. There is a lot of money in the market looking for a home and public company shareholders have clearly decided they should be demanding a much higher premium.

There's anecdotal evidence that individual investors are looking more towards the equity market than real estate. It's a good sign initially that there's new demand, but it could suggest we're at the final stages of the advance.

A tepid equity market, a flat yield curve and low interest rates are all combining to put earnings and sales pressure on fourth-quarter results for life insurers.

As rates rise globally, we are approaching the point at which equity investors will eventually 'tip' and start viewing lower bond prices as a negative for stocks rather than the other way around.

As we work toward a reopening of the equity markets, we believe that a cut in rates is even more important than it was before.

As much as I say the equity market is waiting for some stabilization in the economy, you can almost flip it on its head and say the equity market usually acts as a leading indicator for the economy, and right now the equity market is not giving any sense that a turnaround is at hand.

ABS (issuance) will be down a little bit in the coming year because most of the growth was in the home equity sector.

A big worry is the effect the legislation could have on private equity investments. We are already the funding of last resort for private equity firms. Due to transparency concerns this could cause them to no longer look to us.

A combination of debt and equity is what's being discussed.

It was a very strong quarter for Goldman, which was what I had expected. Their equity trading is what really carried the day, as I suspect it did for many Wall Street firms with good trading floors.

It's a branded company that has been recycled and shuffled between private equity firms. They're a leader in the market, so they're tied to market growth, which is modest.

It's a great day for sport and fair play and equity in the Olympic Games. We frankly climbed a mountain here, and lo and behold we reached the top.

It's a gender equity issue that (UI) missed. I think it's a wonder that no one has ever said anything about this before.

It meant you were the sort of person who couldn't pay your bills -- that you were living above your means. Taking out an equity line has become common, prudent, easy.

It remains unclear, of course, what role economic data really are playing in markets just now. Despite evidence that the recovery continues both in the U.S. and abroad, equity markets continue to struggle.

It reassures the investment community that private equity is still very interested in investing in the hotel business,

It is unclear to us why it makes sense to sell a portion of AOL's equity at this point in time, especially if management believes it can make the advertising model work and perhaps dramatically increase the value of the business.

It's not my understanding that the group was asked to solve the equity problem.

Foremost on investors' minds is the elevated price of oil. It appears to us that the $40 per barrel level represents a 'line in the sand' above which the equity market retreats and below which the market breathes a sigh of relief.

For a nation, I'm not sure why we value equity over excellence, ... All kids are entitled to an appropriate education for their ability, not just those we're teaching to a minimum standard.

It's the fear there's going to be a mad rush for the exits in the equity market: that's what generates the interest in Treasuries.

It looks like confidence has slowly returned to the equity market. We have seen very strong growth indicators and more benign inflation indicators -- that is an ideal scenario.

It looks as almost nothing is off limits. Almost everything is capable of being taken out, either by a bigger rival or private equity firm.

It may be a good idea to get some equity out from your property for some renovation or to fund that investment idea. Using equity from your property is much cheaper than other types of credit facilities...

It's another piece of the ongoing trend of a slowing economy, ... The credit tightening cycle is nearing an end and we have the equity markets celebrating that.

It's good that they (management members) said they have gotten some good feedback from the Department of Education. But the deal could run into some snags. The rules for these deals state that if the acquiring company doesn't have a record of running a school, for 12 months it can't open new locations or introduce new classes. It could make the buyers increase the amount of equity in the deal, or require sizeable letters of credit.

It's good news for equity markets. One can be more positive on the outlook for rates. People were wondering whether shares looked expensive. After these comments, one could stay relieved.

It's hard to know what a private equity firm is going to pay. They want to get it for a discount so they can repackage it and sell it at a premium.

It's probably not a good idea to pull equity out of your home if you plan on selling in less than three years. It's not this white-hot market anymore. Houses stay on the market longer, you have fewer buyers, and having that price leverage is very important. Price really appeals to the market the most.

It's pretty much expected due to the extraordinary situation. Their biggest concern is making sure there's ample liquidity, especially as the equity markets open. The bond market had been expecting it.

It's pretty much expected due to the extraordinary situation, ... Their biggest concern is making sure there's ample liquidity, especially as the equity markets open. The bond market had been expecting it.

It's pretty shocking that the guys in Europe who cover traditional media will cover Google, whereas in the U.S., there are five different equity analysts that will cover the internet universe.

Despite a favorable backdrop of relatively high employment and low financing rates, U.S. automakers, in our opinion, will collectively lose market share to foreign manufacture again in 2006, particularly in the luxury vehicle category. Additionally, Standard & Poor's Equity Research believes the U.S. will face margin compression on two fronts, the first as a result of higher retiree and health-care costs. The second results from a combination of rising gas prices and increased sales of crossover utility vehicles which will negatively impact sales of higher margin large SUVs.

Consumers have access to cash. They took out a record $804 billion in mortgage equity withdrawals in the third quarter.

The next big obstacle would be financing the exit. Presumably they would be looking for debt financing and some equity financing.

The not-for-profits are not accountable to the equity markets.... It's what makes not-for-profits maybe less efficient.

The October panic is hitting more than the world's equity markets; it is hitting the currency markets, too.

That initial flight to quality bid on the back of softer overseas equity markets has been present all day.

That is amazing. ... People have the same script but are interpreting it differently. The equity crowd view is that the Brazilian package is the first step to relieving the stresses on Latin America.