Loan Quotations
Loan Quotes from:
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Blocked Quotes
We have lost that which has made us great over the generations, and that is the sense of individual and personal responsibility that we can come up, we can pursue our dreams and our aspirations and we won't be blocked by government regulation, by the inability to get a loan as a small business to make our dreams come true.
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Amount Quotes
The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all.
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Avoided Quotes
It is a fundamental rule with me not to vote for a loan or tax bill till I am satisfied it is necessary for the public service, and then not if the deficiency can be avoided by lopping off unnecessary objects of expenditure or the enforcement of an exact and judicious economy in the public disbursements.
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Against Quotes
We spoke about lapses of concentration and things which he had to put right and, in this match, he put it all in. I'm delighted he's taken it on board. I can't consider sending him out on loan again. I've got a squad of players who are still in the cup and have some important league matches coming up. I can understand his concerns. With a World Cup in the summer he needs to impress his manager but, on that performance against Fulham, he can definitely do that.
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Advice Quotes
We did receive incorrect information that was provided to us, and we made the decision to loan the money based on the financial statements that were presented to us. It's apparent that there are some discrepancies in those financial statements and the recommendations were for us to get legal advice and we're doing that.
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Access Quotes
We've seen a terrific initial response. Instead of dividing their time up between two or more online services or physically meeting with multiple financial professionals, consumers are now using QuoteFinancial.com to compare all of the competitive insurance and loan quotes they need in minutes. It's a desirable solution that saves them time and effort while connecting them to agents and brokers from just one trusted network. And our participating agents and lenders are thrilled to have instant access to this pool of highly interested prospects.
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Above Quotes
Lending practices have become so aggressive that many people are qualifying for mortgages above and beyond the old guidelines. I think the total house expense shouldn't exceed 28% of net income, and the mortgage plus other debt such as a student and car loan shouldn't be more than 36% of gross income.
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America Quotes
Lend America is extremely pleased to be a sponsor of the most rewarding, tradition-rich drag race venue in the world, NHRA. As a businessman, I look at NHRA and its demographic and know Lend America can provide a valuable home loan service to fit the needs of the audience. I think it's a win-win all the way around. Being a racer myself, I look forward to continuing our high-profile association with NHRA and the increased brand awareness through the maximum exposure that each national event provides.
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Ability Quotes
Net interest margin and Net interest income were stronger than expected, as BAC kept a tight lid on deposit pricing, shrank the securities portfolio and delivered strong loan growth. This should help reduce investor concerns on the bank's ability to manage through the flat yield curve.
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Assurance Quotes
Mortgage brokers have been burned by lead generation companies that don't live up to their promises regarding the quality of leads delivered. Our goal in creating the Quality Assurance Program is to meet broker demand for valid names and numbers from people who have truly expressed interest in a loan product.
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Anticipate Quotes
I basically told him he's been a big part of our team, and we're not going to just give him away; we're not going to loan him to any team. I was honest with him. If we were offered a couple of really good, young players that would help us for a long time we'd have to seriously consider it . . . . But we're not phoning people, we're not calling teams. At this point in time, I don't anticipate moving Curtis.
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Biggest Quotes
I had worn five carat diamond earrings at Wimbledon. But the earrings I had today were $40,000 earrings on loan and one fell out during the first set. New York and the U.S. Open are the biggest stages and I wanted to do something special. I love everything about the U.S. Open except the line calls.
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Becomes Quotes
If Iraq becomes free and stable, we will have a major oil producing country that can help us stabilize the United States oil partnerships. If we were to give Iraq a loan rather than a grant, it would have been perceived by the Iraqis as if we're trying to ease them out of their oil money.
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Answer Quotes
I can't see why someone with their financial house in order would want one of those loans. People who are pushing to get payments clipped so desperately may not have the resources to deal with any problems that may arise. Many of these cars will be out of warranty at the time that there are still loan payments. Maybe the better answer is to buy less car. You don't always have to go up in class and features.
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Change Quotes
Getting a tax refund is nice, but having more money year-round is better. If you get a chunk of change from the IRS, you're giving the government an interest-free loan - not something they, or any bank, would ever give you. Instead, change your withholding so you get a little extra in each paycheck.
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Access Quotes
Giving people in India, for instance, the opportunity to take out a small loan so they can pay to connect to the water utility in their slum. What we're finding is that even poor people can participate and contribute to solving their own problem. If we replicate this in other countries, like we'll be doing in Bangladesh, and are doing in Kenya, it'll allow a lot more people to get access to safe water.
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Challenges Quotes
Given the response to our scholarship program in the past two years, and with the recent cuts to student loan programs by Congress, it is clear that there is a huge need for these resources. So many GLBT students -- as well as their supporters -- face steep challenges in funding their education, so we are grateful for the generous bequest and donations that make this program possible.
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Banking Quotes
I think it's clear that the banks that are more tied to the retail sector are going to have a much tougher quarter compared to those with diversified positions. The banks in the retail sector have to deal with interest rate compression, loan volume will be tougher, and they don't have the trading or investment banking that are hot now.
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Banking Quotes
I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term. I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength.
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Commercial Quotes
Over the past 12 months, the major components of our loan portfolio have showed significant growth. We have increased residential construction loans 7% and commercial real estate loans 14% from a year ago. These components now make up 73% of the loan portfolio. In addition, we continue to let our installment loans drop off as they now represent just 8% of the loan portfolio compared to 9% a year ago.
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Among Quotes
Rising repair costs have increased the likelihood that damages exceed the vehicle's market value, causing an insurance carrier to total the vehicle rather than repair it. However, claims settlement satisfaction is considerably lower among customers who have had their vehicles totaled, often because they owe more on their vehicle loan than the settlement amount.
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Bigger Quotes
Riordan is the only one who they might try and move on if they get a decent offer. Caldwell possibly going to Celtic is the other one, but I think that is likelier to happen at the end of the season. They're all playing regular, top-team football so there's no great need for them to leave. One or two of the bigger clubs might let their players go on loan to smaller clubs and Kilmarnock might be on the lookout for a striker now that Boyd's gone.
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Accept Quotes
Real Madrid has always been happy with him and we thank him for what he has done here. We wish him all the luck in the future. He asked to leave because this is World Cup year and here he wasn't always going to play. We didn't want to loan him out and only when a big offer arrived did we accept his transfer.
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Anticipate Quotes
Our outlook for 2006 is for operating earnings per share growth within our long-term goal of 12% to 15%, but at the lower end of the range due to the expected dilution related to the equity offering completed during the fourth quarter. We anticipate core loan growth will continue to be within our targeted range of 10% to 14%. Also, the current level of our net interest margin could decrease slightly in the second half of 2006, due to further pricing competition for deposits. Our outlook assumes a stable economic environment and continued strong credit quality.
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Bank Quotes
Loan growth and strong net-interest margins continue to be the engines that drive our profitability. With fairly low cost of funds and a net-interest margin that grew to over 6 percent at the end of the quarter, our spreads are yielding very healthy returns to our bottom line. Even with the steady climb in short-term interest rates by the Federal Reserve Bank over the last 18 months, our loan pipeline remains very strong with over $100 million in pending applications.