Resulting Quotations | Page 2

Retailers may have struggled to clear through certain cold-weather seasonal items, perhaps resulting in deeper markdowns on those items.

Restoring the Poughkeepsie Railroad Bridge is a win-win situation for everyone, ... Not only will we get to enjoy the beautiful views from the bridge and the 30 miles of trails, but the resulting economic activity from new visitors to the area will benefit the region's economy.

There are signs of cooling in the hottest markets on both coasts and a shift in investor activity from buying to selling, resulting in less demand and increased supply in certain markets. Once these factors work their way through current housing supplies, however, we expect the market to move to a new equilibrium which will provide a platform for continuing and sustainable growth by KB Home.

This restructuring will make MGM a much stronger and effective competitor, resulting in cost savings and revenue enhancements that will far exceed the related charges,

This removal effort is the result of the partnership between the EPA and the American Samoa government resulting in the clean up of dangerous explosives. Working together, we eliminated a serious safety hazard to people living in the area.

Fiscal 2005 saw Absolute achieve significant milestones toward establishing our company as the standard for Computer Theft Recovery and Secure Asset Tracking. We reached an agreement with IBM/Lenovo to embed our software in the BIOS of all new ThinkPad laptops, we began enforcing our intellectual property resulting in several competitors choosing to either license our patents or resell our software, we announced an agreement with LoJack to brand our consumer offering under the well-known LoJack name, and we continued to expand our sales and marketing relationships with key OEMs.

February, traditionally the slowest month for international traffic, brought both good news and solid growth. The recovery in freight has stretched to three months with growth of over 5 percent resulting from strength in international trade.

Excluding securities losses in the fourth quarter of 2005, core fee revenue growth from a year ago was $1.3 million, or 12%, with steady growth achieved in nearly every category. Service charges and fees on deposit accounts increased $970,000 to $6.6 million, primarily due to growth in transactions and new accounts resulting from core deposit program and the cross-selling of other products and services. Brokerage fees increased 85% to $789,000 due to strong market activity. Consulting fees of $1.7 million were down slightly, due to the timing of work completed last year for the documentation and testing of internal controls in our risk management practice.

When we consume vastly more protein than we need, our kidneys struggle to process it, resulting in protein in the urine. Too much protein from meat may also contribute to kidney stones.

We are pleased that our earnings and resulting strong cash flow enable us to provide an improved return to our shareholders in the form of dividends. Our goal is to ensure that our yield remains competitive. This increase is the eighth time since January 2003 we have raised the dividend, representing a 94 percent increase during that period.