Brian Peters Quotations

We believe that it is very important for the dealers to work with this next class of active clients to have them sign on to the new market standards.

Would you be notified of other kind of minority groups moving in?

We are also moving forward with our plans to lease eight branch sites in Hillsborough, Pasco, Polk, Pinellas and Manatee counties, marking our entrance into Hillsborough, Pasco and Polk counties and increasing our presence in Pinellas and Manatee counties. These eight new locations, which we expect to open in 2006, will bring Coast's branch total to 20 offices in the greater Tampa Bay area. While these new locations will temporarily decrease short- term profitability, they should provide solid contributions to earnings in future periods.

One of the primary purposes of this rapid branch expansion has been to take advantage of opportunities as they become available in attractive markets. Although these new locations have increased overhead expenses, we are confident they will contribute to profitability within the next few years.

I admire the guys who can do it with as little technology as possible, two turntables and a microphone.

Over the past 12 months, we have expanded our loan portfolio and anticipate that because of the high growth throughout the Tampa Bay area we should be able to continue at that rate this year.

Over the past 12 months, the major components of our loan portfolio have showed significant growth. We have increased residential construction loans 7% and commercial real estate loans 14% from a year ago. These components now make up 73% of the loan portfolio. In addition, we continue to let our installment loans drop off as they now represent just 8% of the loan portfolio compared to 9% a year ago.

We want the show to be a vibrant and rewarding experience for its visitors and plan to bring it to life using theatre, entertainment and music. We intend to move it away from being just an exhibition to being a real show that competes head to head with any other top entertainment experience whilst demonstrating the excellence of British marine products.

We came close to filling the plane, and more than half our customers were non-Club Corp. members. It was a very successful event for us, and we've seen a big increase in business because of the Rose Bowl package.

We have made significant progress on six additional branch offices, which we expect to open in the next few months. In addition, we have plans to open three other branch offices later this year, and will continue to explore further branch expansion opportunities in the greater Tampa Bay area. While we expect to see higher expenses in future periods as a result of our expansion, over time these new branches should further improve our profitability by providing us low cost deposits to fund our loan growth.

We were extremely impressed by the quality and creativity of ideas proposed in student essays that were submitted. It is clear that our nation's youth have intelligent opinions and perspectives on their schooling experience and Box Tops for Education is proud to support and encourage them to share their voice on Capitol Hill and in their home communities.

While these new locations will temporarily decrease short-term profitability, they should provide solid contributions to earnings in future periods.

We've had some very intoxicated people not know where their car was or if they drove a car that night.

This will be Bernard's first twelve round fight and Wilders will represent a new kind of challenge. He's a very experienced fighter and a former British and European champion so this will be a big test for Bernard.

Although Wilders seemed to be a bigger threat on paper, I don't think we can take Hughes for granted and we still have to see whether Bernard is strong at super-bantam,

This'll be great for the boy or girl who wins. They could be larger than life looking back on this one day as something that got them started. It's a great idea.

Despite all of the apparent progress, the industry remains quite manually intensive and could be prone to disruption should it face several large or simultaneous credit events.

If you go down to the skate park, it's all kids. It's the 12-year-olds who are really into it. Keeping youth involved keeps it fresh. Anyone could have entered (the contest). It's no holds barred. It's about who's got the talent, not about names and images and connections. It's just straight-up talent.

In our re-funding we decided not to go with that arrangement partly because the schools didn't want to.

If it zips through, we'll be in good shape, but if it slows down, additional rain can only aggravate the situation.