David Bach Quotations

Many of the success stories people have shared with me over the years focus on how homeownership has been the key to their financial security. I'm confident these essays will inspire millions of renters to work toward their first home and millions of current homeowners to consider second homes or investment properties as a road to building financial freedom.

The more I study the wealthy.. in an effort to learn how to help more people around the world become one of them.. I'm stunned by how many people are actually not rich.

This market right now is moving on nothing more than emotions. Guess what? It almost always moves on emotions.

Financial education needs to become a part of our national curriculum and scoring systems so that it's not just the rich kids that learn about money.. it's all of us.

The earlier you start, the easier it is to accumulate major wealth. Still, it's never really too late to begin.

Remember that small steps can create giant leaps over time, so never think of any financial or spending matter as a small one.

Knowledge without action cost money

Life is not easy. But that's not the only truth that matters in this context. It also happens to be true that it takes just as much effort to have a "bad life," in which you don't get what you want, as it does to have a "good life," where you do. So given the choice, why not go for the good life?

People should take every opportunity they can to save money because it really adds up, and the best way I know to do that is to make your savings automatic.

Darren Hardy has written a new bible for the self-improvement space. If you are looking for the real deal-a real program, with real tools that can change your life and make your dreams a reality-The Compound Effect is it! I plan to use this book to go back and look at what I need to again work on in my own life! Buy ten copies, one for yourself and nine more for those you love, and pass them out now-those who get it will thank you!

The past will continue to be your future if you drag it along with you.

Nothing you will ever do in your lifetime is likely to make you as much money as buying a home and living in it.

Before you can really start setting financial goals, you need to determine where you stand financially.

When I read in Fortune magazine that Warren Buffet, the billionaire investor and one of the world's richest men, was investing in a direct sales (network marketing) company, I decided I was missing something.

Say you're going to close your account unless I get a better deal. In most cases, they will lower the rate on the spot.

The more I study the wealthy.. in an effort to learn how to help more peoplearound the world become one of them.. I'm stunned by how many people areactually not rich.

The biggest challenge for many consumers in going to a brokerage firm or opening a money-market account is that these accounts can require a minimum balance of $1,000, $5,000 or even $25,000,

A good friend of mine, Tom, had $15,000 in credit- card debt. I recommended to him that he go and buy a home anyway. Ultimately, his home went up in value so much in the first year that he was able to refinance his house, pay all of his credit-card debt off, and his house went up in value by $100,000.