Kalman Chany Quotations

You'll get more money doing a good job on the form than rushing haphazardly and throwing it together,

There's no financial aid for retirement; there's lots of financial aid for college, ... Paying for College Without Going Broke.

Some parents are afraid to do this because they are afraid the offer will be withdrawn. But at worst, they will just decline to provide extra aid.

Some people think that December 31 is the cutoff for assets but you can make changes up until you file your application,

Anybody can get a PLUS loan. They're not giving you anything. It's a bait-and-switch.

The more they figure you're desperate to attend, the less likely it is they will improve your package, because they figure you'll go anyway,

If you paid down credit-card debt that would reduce the net value of your savings.

In the end they have the same amount of money but not to the financial-aid people.

Be careful, because some deadlines are for when the applications need to be postmarked, some are for when they need to be received and some are for when they need to be processed,

By selling now, you can lock in losses and reduce your child's 2001 tax bill. And your college savings will grow faster with the tax treatment in a 529.

By selling now, you can lock in losses and reduce your child's 2001 tax bill, ... And your college savings will grow faster with the tax treatment in a 529.

If half the kids are on financial aid and costs go up 2 percent, then they have to raise the price 4 percent.