Mike Fratantoni Quotations

We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them.

It is a substantial part of the market and it is going to behave in a manner similar to the rest of the market because it's such a big component.

Even if the economy remains very strong, we would expect an increase in the delinquency and foreclosure rate.

If somebody gets in mortgage trouble in Iowa, it's a little harder to get out from under it than in other parts of the country.