new innovations have begun to alter the manner in which we do business and create value, often in ways not readily foreseeable even five years ago.
I think the IMF has done as much as it thought it understood it could do, ... I don't know what alternative policies could have been implemented which could have significantly altered the pattern that emerged once the vicious cycle began to accumulate to the degree that it did.
American consumers might benefit if lenders provided greater mortgage product alternatives to the traditional fixed-rate mortgage.