The most common complaint of identity theft victims is they have to take time off work, ... I can't tell you how many people have called and said, 'I had to take a week off work.'
We really don?t have anything to compare it to. Victims are protected by federal law from having to pay fraudulent charges, so the loss is primarily of time.
Sure, if you want your credit to be absolutely convenient, you would not select a credit freeze. But if you are a victim of identity theft, you would be happy to have that available to you. Ultimately, it is the only thing that will really stop identity theft.