Bill Harding Fund Quotations

Hopefully investors realize by now they don't need a focused sector fund in their portfolio.

I think investors have become more serious about the impact of taxes because they were saddled with tax bills in 2000 -- but many funds performed poorly as the market crashed.

There are also many tax-efficient funds that aren't necessarily advertised as such.

The bottom line is how much you have left over from your earnings, and in that regard, these funds have done a pretty good job.