Insurance underwriters are asking many more diverse questions regarding both individual risks from both a products standpoint and premises liability. And renewals are requiring more and more detail than ever before to support the types of questions they're asking.
Our risk management strategy has been to better understand our own products and marketsnow and in developmentso we can not only respond to the underwriters' concerns, but we can more clearly address our own concerns. At the end of the day, the risk is with the company.