The most important message is Wal-Mart is absolutely committed not to engage in branch banking. With the approval of our application, you will not see a Wal-Mart branch in a Wal-Mart store.
People are not looking at the facts. We have no aspirations to have our own branch in our stores. We've said publicly that we have no intent to branch. We're heading the other way.
Wal-Mart will not have its own bank branches inside our stores or outside of them,
Wal-Mart is absolutely and unequivocally committed not to engage in branch banking.