The problems in our core health business are substantial. They are not something we can fix in a quarter or two.
These targeted actions are about running our business right, not just about belt tightening, ... They flow not only from lower membership levels and the sale of certain businesses, but also from re-engineering decisions that will make the company more disciplined and efficient.
Our efforts to improve our business are well under way, and we are making considerable progress on our strategic initiatives,