That's absolutely correct and in addition to that life just isn't an accident of the laws of physics. There's a long list of experiments that suggest just the opposite.
So for instance it becomes clear why space and time and even the properties of matter itself depend on the observer in consciousness. In fact when you take this point of view it even explains why the laws of the universe themselves are fine tuned for the existence of life.
The laws of nature are structured so that we grow and change, and get to experience the full spectrum of biological existence.
Modern science cannot explain why the laws of physics are exactly balanced for animal life to exist.