Ruth Lytton Simple Quotations

Failure to have even a simple plan for the maximum amount that can be spent in any one month, given the savings, earnings, scholarship and grant money available. In other words, developing a plan that matches available funds to expenses, and thoroughly accounting for regular as well as occasional and unplanned expenses.

Develop a simple plan to fully identify expenses and match to available savings, income, scholarships and grants so as not to overspend and create a situation where there is little or no money for future months. Control spending.