Uday Kotak Business Quotations

Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk.

A lot of family members worked in the joint commodities family business. It was a classic case of capitalism at work and socialism at home.

I was not very keen on joining the family business... there were 14 family members working together, and it worried me that I would not have enough individuality.