There's a bit of a cautious mood in the IPO market. People who got burned by dot.com fever last year and early this year are being more careful. There has also been deflation lately in a lot of optical network stocks.
This tornado occurred at 2 o'clock in the morning, one of the most dangerous times that a tornado can occur. People are not watching TV, it is dark outside, you can't see the tornado. Most are asleep at that hour.
We're not in the business of shutting people off. The people we're most concerned about are not those that can't pay, it's those that can afford to but don't,