Stories of neighborhood ghosts went hand and hand with stories of family. I still hear stories like that on occasion and I can't get enough of them.
It's rare that I actually have a story in my head. I have events or 'what's the next move?' Like, Maggie, 'where's she going to go in this story, where's she going to end up?' Then the story has to fill in the in-between, and that comes as I'm starting it.