Ned Cazalet Quotations

Fundamentally, there is very little genuinely new business about. Much of the new business written is simply premium income that has been recycled from one provider to another.

What everyone will want to see is the numbers and the structure of the business.

Even so, the danger of acting hastily is that you may end up accidentally throwing out the family silver in the bin liner. Even if you're in a closed with-profits fund with a low proportion invested in shares and very poor bonus rates, that does not necessarily mean you should get out of it.