Kenneth Apfel Quotations

The program has changed in the past to meet the demands of the times and must do so again.

I would hate to see a future U.S. Social Security commissioner urging American older workers to just keep working until the markets come back, ... We don't really know how long that wait might be.

It's a good financial planning tool, ... We're hoping it will help people understand what Social Security can provide, but also encourage them to do further planning for retirement savings.

The new statements will have in them a person's earnings over their lifetime, from that very first job they ever had, all through their lives,