Madelyn Flannagan Quotations

If they're gainfully employed, most employers offer health insurance. Take advantage of everything that's offered, including flexible spending accounts.

Because they no longer live with their parents, they'll need to insure their car on their own. They may find that insurance is very expensive. College grads tend to want to go out and buy new, sophisticated cars. They don't realize the cost of insuring that car. There are huge increases to move to big cities.

Free is free.. and you should certainly use any coverage that doesn't cost you anything. Just be careful you know what you are getting into.

Participation in the annual Best Practices Study has become a prestigious achievement for those that qualify for inclusion. It means the agency is among the best in the country. To be the top performer in one of the study's peer revenue groups means that agency is the 'best of the best.' It is an outstanding accomplishment.

With the ease of getting home equity loans in recent years, a lot of people have done a lot of remodeling. Their policy may not have kept up.

This type of insurance covers all sorts of events and perils. A kite-flying contest, for instance, can only take place if there is wind. If there's a storm, the party can't go on.

People think the landlord's insurance covers them if something happens, but that's not true. His coverage is on the building, not your personal belongings.

People tend to forget the value of stereo equipment, computer equipment, even your clothes.

An uninsured loss such as the theft of a laptop or a liability claim stemming from a party mishap can deal a devastating blow to a college students' limited bank account or the livelihood of a parent already struggling with high tuition bills.

That's not going to pay a mortgage, send your child to college and help someone get their life back on track.

A lot of people are buying expensive TVs and high-end appliances.

Independent agencies have the advantage of their community connections to counter this competition, especially if they focus on personal lines as a separate profit center, and not merely as an accommodation. Growth can be achieved with focus, marketing strategies, improved technology, and new innovations.

If there's a claim and the check isn't made out properly, it could get lost.

If you don't think that's enough, you can increase it.

These are definitely not worth it if you already have life insurance. Flight and accident insurance are one-shot deals. If that flight doesn't fall out of the sky, the policy is over. It's much more effective to buy a good policy that has annual terms, rather than per-flight terms.

The logic behind it is if you're desperately in debt, you might burn the car to collect the insurance. That's the plain and simple of it.