We bring together low-income workers and their families on a self-help basis.
This process does take a few times. It's pretty common.
One is aware that steel prices and volumes are falling.
If it's, 'Get money for the next three weeks from any source,' you're not going to get money from the bank.
If someone's got skin in the game, then that's a very positive sign for the debt players. We just want to follow the good guys.
The problems with Elf are that its historic returns on assets have been appalling.