Dewi Sukarno, complete name Ratna Sari Dewi Sukarno, born Naoko Nemoto, is a Japanese Businesswoman, socialite, television personality, and philanthropist. She was one of the wives of the first President of Indonesia, Sukarno... (wikipedia)
Business conditions at the banks will not be swayed by the latent loss.
If the economy stalled, Japanese banks would have a bad-loans problem all over again.
There's no comparison between foreign and Japanese banks. Local lenders have too little earning capacity.
They have to find other ways to make money in Japan. Private banking was their best business, but they can't do that anymore.
Investment banking needs a go-getter attitude that Mitsubishi UFJ lacks. Its efforts to build up that business remain half-done.