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borrowers concerned credit cycle easily five fully three understand
We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected. Beth Haiken
borrowers decisions financial loan officers sitting
We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them. Mike Fratantoni
borrowers college discourage loan people policies poverty push
Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree. Luke Swarthout
borrowers budgetary cushion extra financial impact manageable safe spending themselves year
Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road. Keith Gumbinger
borrowers decline equity home incentive remain stressed struggling
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes. Ben Bernanke
borrowers budget buy encouraged invest loans money paid people product save stretch value
These loans can be of value for people who want to save or invest the money they would have paid in principal, ... Unfortunately, the way the product has been pitched, borrowers have been encouraged to stretch their budget to buy more house. Keith Gumbinger
borrowers color defend designed ensure ensuring equal foundation laws mortgage ordinance people treated treatment
Anti-discrimination laws are the foundation to ensuring that people of color are treated equally. We will vigilantly defend any law, regulation, or ordinance that is designed to ensure equal treatment of all borrowers in the mortgage process. Wade Henderson
borrowers capitalist global major needs source system treatment
This asymmetry in the treatment of lenders and borrowers is a major source of instability in the global capitalist system and it needs to be corrected, George Soros
borrowers clock federal history interest july loans rates rise student ticking
With interest rates on federal student loans set to rise on July 1 for the second-straight year, the clock is ticking for borrowers to lock in today's interest rates -- the fourth-lowest in the history of the student loan program. Patricia Scherschel
color helm colleagues
I was the only person of color in the Senate, and my colleagues were Strom Thurmond, Jesse Helms and Trent Lott. Carol Moseley Braun
color safety comfort
We are Bay Aryans from Berkeley: prepare to be reengineered in an attractive range of color schemes for your safety and comfort! Charles Stross
color help people situation time
When I'm doing things, I don't look at the color of somebody's skin. I help people because of the situation they're in, or because they're in a time of need. Rashad Williams
color dishes varied
We set it up with the color varied and the dishes angled for variety, Alex Levine
colored ourselves people understand
What we called ourselves in 1944 - colored or Negro - we don't do anymore. Where we are now is not where we were then. It's very important for young people to understand that. Charles Fuller
color black staples
Black has always been a staple for me, but that's not really a good favorite color. I've been really into browns lately. Dave Douglas
color trying lines
The painter doesn't try to reproduce the scene before him... he simplifies and eliminates until he knows exactly what stirred him, sets this down in color and line as simply and as powerfully as possible and so translates his impression into an aesthetic emotion. David Milne
color ships titles
We have our factory, which is called a stage. We make a product, we color it, we title it and we ship it out in cans. Cary Grant
color critical diversity media missing people statistics voices women
Statistics show that diversity in the media is pretty dismal. Critical voices from women and people of color are missing from many important conversations. Cameron Russell
defend given iraqi manage means ourselves people prove provided security support
We want to prove to the Iraqi people and the world that we are in charge. We can manage our own security and can defend ourselves provided we are given the means and support to do that. Hoshiyar Zebari
defend great held history honor human john man particular people powerless rights risked worldly
My father, John Steinbeck, was a man who held human history in great reverence, and in particular the biographies of those people who had risked their lives, their fortunes, and their worldly honor to defend the rights and prerogatives of those who were powerless to defend themselves. Thomas Steinbeck
defended government interests
Venezuelan interests are to be defended by Venezuela. The U.S. should defend the interests of the U.S. Where are the U.S. people, where are the intellectuals, who could put limits on their government? Hugo Chavez
defending fighting fights-and-fighting itself venezuela
Venezuela is used to defending itself ... and fighting imperialism, Hugo Chavez
defenders
Best defender I have played against? Carles Puyol Cesc Fabregas
defend
We are going to make you defend everyone on the field, hopefully, John Davis
defend human nature united
Here in the United States, corporations has human rights. And then why not - why not nature also, if corporations can defend themselves, saying, 'We have human rights?' Well, let's admit that nature also should be protected. Eduardo Galeano
defend people
It's the least that someone can do, someone like me that owes so much to this people and to the revolution: study hard, but more than that, defend them under any circumstance. Elian Gonzalez
defended frenchmen germans
Each had defended his own country; the Germans Germany, the Frenchmen France; they had done their duty. Ernst Toller
designed disaster efficient ensure handing help means money nor people programs recover system tax
We have programs that are designed to help people recover from their disaster losses. The tax system is not an efficient means of handing out that money, nor is it a way to ensure that money is being used wisely. Lowell Kalapa
designed projects sell
When I designed projects in college, he said, let's sell it. Steve Wozniak
designed house liked money
When I designed my first house in L.A., I didn't have any money - I did it all on my own. I liked that. L'Wren Scott
designed ensure fair ideology interests meaningful norms order oversight party process regular serious traditions trump
Party and ideology routinely trump institutional interests and responsibilities. Regular order - the set of rules, norms and traditions designed to ensure a fair and transparent process - was the first casualty. The results: No serious deliberation. No meaningful oversight of the executive. A culture of corruption. Thomas E. Mann
designed present robes
I always designed my robes and how I would present myself at every fight. Sugar Ray Leonard
designed
Web pages are designed for people. For the Semantic Web, we need to look at existing databases. Tim Berners-Lee
designed future net people run
The people who designed the tools that make the Net run had their own ideas for the future. Tim Berners-Lee
designed designers generally generate indirectly information mechanism mechanisms optimal proceed simply
Because mechanism designers do not generally know which outcomes are optimal in advance, they have to proceed more indirectly than simply prescribing outcomes by fiat; in particular, the mechanisms designed must generate the information needed as they are executed. Eric Maskin
designed eclipse exception gentlemen literary popular previous wit
Young gentlemen with literary aspirations usually start a new university magazine, which for wit and pungency is designed to eclipse all such previous efforts, and I was no exception in the matter of this popular gambit. E. F. Benson
ensure people
We have safeguards to ensure people aren't deported who shouldn't be. Jeff Lungren
ensures exercising improves levels morning time
Exercising first thing in the morning ensures that you'll have the time for it, and it improves your self-control and energy levels all day long. Travis Bradberry
ensure pope visit
The pope is our guest. ... We will do everything to the hilt to ensure that the visit will be historic, Fidel Castro
ensure growth increase lives rural stable urban
Ultimately, stable growth will ensure that urban and rural incomes increase and people's lives improve. Li Keqiang
ensure fidelity smooth
Fidelity does have a succession plan in place to ensure a smooth transition. Edward Johnson, III
ensure strengthen time
Now is the time for us to strike. We must strengthen our foothold in Asia, to ensure no nation overtakes us. Lawrence Summers
ensure experience help liberties local nationals oath oppressed soldiers states took united
We are here to ensure we help the local nationals live and experience the same liberties we have in the United States without being oppressed by terrorists. These Soldiers took an oath to do this duty. Mike Lee
ensure exploring given next opportunity passage possible prepared provide responsibility stage student students work
We have a responsibility to ensure that every student is given every opportunity to be prepared for, and to pass, the CASHSEE. We are exploring every possible way to work with these students to provide their passage to the next stage of their future. Bob Collins
ensures frame freedom guarantee happiness hopeful individual laws maximum minimal social
To guarantee the individual maximum freedom within a social frame of minimal laws ensures - if not happiness - its hopeful pursuit. John Updike
ensuring information investors provided securities view
with a view to ensuring that investors in all mortgage-backed securities are provided with the information that they should have. Paul O'Neill
ensuring government key photos role torture videos
The photos and videos play a key role in ensuring government accountability for the torture that happened, Anthony Romero
ensuring opportunity orderly process relatives rests urge
The opportunity for ensuring this orderly process rests squarely with the relatives in Miami. We urge everyone to put the well being of Elian before all else in this process. Robert Wallis
ensuring guiding leadership lies others performing true work
True leadership lies in guiding others to success. In ensuring that everyone is performing at their best, doing the work they are pledged to do and doing it well. Bill Owens
ensuring fair indeed performance reflect score
I think it's the only fair way of really ensuring that a school's performance score does indeed reflect the performance of the school. Carol Davis
ensuring quality record simply track
It is simply about quality, it is about safety, it's about ensuring that the track record Qantas has continues. Doug Cameron
ensuring guaranteed life members upheld
The right to life is guaranteed to all Americans in the Declaration of Independence, and ensuring this is upheld is the Constitutional duty of all members of Congress. Rand Paul
ensuring human messages mission people pictures received role soon start understood
I foresaw the financial crisis. I get messages in my sleep, in pictures and words. I understood that I have a mission and a role in ensuring human existence. I received a message that people would soon start to go crazy. Shari Arison
ensuring influence knows listening public purpose rules seeking serve
These rules serve the important purpose of ensuring that the listening public knows when someone is seeking to influence them. David Fiske
equality want secured
I want for myself what I want for other women, absolute equality. Agnes Macphail
equality long-ago tomorrow
A leveller has long ago been set down as a ridiculous and chimerical being, who, if he could finish his work to-day, would have to begin it again tomorrow. Charles Caleb Colton
equality improvement marriage number people seen steady support
We've seen a steady improvement in the number of people who support marriage equality for same-sex couples. Evan Wolfson
equal-pay demand employers
I do not demand equal pay for any women save those who do equal work in value. Scorn to be coddled by your employers; make them understand that you are in their service as workers, not as women. Susan B. Anthony
equally
My problem is not that I see all 17 sides of any issue, but I'm equally passionate about all 17 sides simultaneously. Tom Peters
equally food prepare recognized
Ultimately, I want to prepare food that will be recognized equally in Tokyo, London, and Paris. I am after that universality, that transcendence. Charlie Trotter
equal knows
Until we know that death is equal to life, we live in fear. Byron Katie
equal wiser
Everyone has equal wisdom. It is absolutely equally distributed. No one is wiser than anyone else. Byron Katie
equally helpful jarring less satisfying
The older I get, the less jarring I want my exercise to be, and I find that a long walk is equally as helpful and satisfying as a three-mile jog. Kim Cattrall
foundation problem quantum
I did my masters in elementary particles. But the foundations of elementary particles is quantum theory and there were too many conceptual problems around quantum theory that I couldn't live with. So I decided I was going to work on the foundations of quantum theory. That's what I did my Ph.D on. Vandana Shiva
foundation gives high improved team
We have improved the foundation of this team with young players. It gives you high hopes. Bruce Allen
foundation born existence
I know only that I was born and exist, and it seems to me that I have been carried along. I exist on the foundation of something I do not know. In spite of all uncertainties, I feel a solidity underlying all existence and a continuity in my mode of being. Carl Jung
foundation should lost
If all the music written since Bach's time should be lost, it could be reconstructed on the foundation which Bach laid. Charles Gounod
foundation secrecy
Secrecy is the foundation of politics. Bing Gordon
foundation biology immune-system
I like to read general biology - things about the immune system and advances in that area - because it lays the foundation for my part of the dialogue at the foundation about what things we ought to pursue. Bill Gates
foundation laid pitches society
My foundation now has some 120 football pitches laid out for children, a lot of them immigrants. We live in a multicultural society. Johan Cruyff
foundation hold laws society somebody trust trusted war whether
Whether we're at war or have been attacked, the foundation of society is that you hold to the laws in place. I used to be somebody that trusted the government. Now I really don't trust anything. Steven Hatfill
foundation statistics theory
Even theories must have foundations. Edgar Rice Burroughs
laws reference
Mr. Mantle, do you have any observations with reference to the application of antitrust laws to baseball? Mickey Mantle
laws pitt properly security sees time
Mr. Pitt got in trouble. If he is not doing the job, sees to it that security laws are properly enforced, it's time for him to depart. John Dingell
lawsuit legal seeking stopping
A lawsuit with no legal precedent, seeking no damages, from no jury, in the name of stopping something that isn't happening? Only in New York. Kenneth Langone
laws preferred
Only that person is preferred as a leader, who adheres by laws and rules. Rig Veda
laws legal
If the laws could speak for themselves, they would complain of the lawyers in the first place. George Savile, 1st Marquess of Halifax
laws people unjust
When you have unjust laws and unjust actions, people take to the streets. Domingo Garcia
lawsuit
We thought the lawsuit was pretty frivolous." () Mark McCormack
lawsuit shows statements
Unfortunately, as our lawsuit shows today, those statements are patently false. Anthony Romero
laws morality nations perceive persons radical relations religions sexual time undergoing upheld western
All thoughtful persons perceive that the ideas of the morality of sexual relations upheld by the religions and laws of the Western nations are in our time undergoing a radical transformation. Ellen Key
mortgage numbers threw
Today's numbers threw some (inflation) fears. We could see some nervousness on the mortgage side. Brian Brennan
mortgage paying rent
It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage. John Porter
mortgage angry
I'm angry and I understand why Australians paying mortgages are angry. Julia Gillard
mortgage should sensible
It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it. Martin Lewis
mortgage muse
I don't have a muse. I have a mortgage. Jim Butcher
mortgage realized work
I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment. Chris Gabrieli
mortgage salvation altars
We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvation. Peter Akinola
mortgage
I made all my payments on time, but I never got a mortgage bill. Carol Rebello
mortgage stuff
You can't sing about the same things as you did when you were 20; it would be ridiculous to sing about, I don't know, being in the quad. You can't really write about mortgage payments or stuff like that... but you can talk about 'let's make the world a better place.' Dexter Holland
ordinance school speed stated
We didn't have an ordinance that specifically stated that it's a school speed zone. Craig Civalier
ordinance seen state
It's the most comprehensive ordinance I've seen in the state of New Jersey. Stephanie Samuels
people eating-disorder body
Eating disorders, body dysmorphia and a general dissatisfaction with one's life and body seems to ail too many young people. Carre Otis
people ends process
Most people end up owning a business by accident. Therefore, they don't usually have a thought process and a strategic plan in place. Carol Roth
people technique should
I don't feel that I have any great grasp of technique that I should pass along to people. Carol Kane
people stuff-happens critical
That's when the great stuff happens, when you're not checking yourself all the time, being critical of yourself and what other people are doing. Carol Kane
people source materials
They're all sources of material. What I love about what I do, the more you talk about your life, there are so many people who have similar experiences. Carol Leifer
people concerned
I'm concerned about the unknowability of other people. Carol Shields
people want bills
All I really want to be is boring. When people talk about me, I'd like them to say, Carol's basically a short Bill Bradley. Or, Carol's kind of like Al Gore in a skirt. Carol Moseley Braun
people parent trying
My parents were always philosophizing about how to bring about change. To me, people who didn't try to make the world a better place were strange. Carol Moseley Braun
people ordinary would-be
I don't want to be hiding from people. It would be difficult to be recognized everywhere, so that I couldn't do things ordinary people do. Carlos Beltran
treated
She was treated no differently than any other individual. Scott Andreassi
treated
Working with Madonna, she always told me the meaning behind the steps and why I was doing these steps - she treated us like actors. So I feel like I've always been an actor, truly. Sofia Boutella
treated
No one should have been treated like that. Mary Scott
treated versus week
This week I treated it like Sunnyside versus (the state) of Arizona. That is the way we have to look at it. Bobby DeBerry
treated wound
He's being treated for a gunshot wound to the head, John Timoney
treated whether
We treated this like a regular-season game. Whether they did or not, who knows? Marc Bulger
treated
We treated this (bar) just like any other licensee. John Macdonald
treated
My parents treated my height as a wonderful thing to be celebrated, but also normal. Gwendoline Christie
treated
Rehnquist really was treated unfairly, ... A person is a career, not a moment. Cass Sunstein
treatment deserve-the-best deserve
I always deserve the best treatment because I never put up with any other. Jane Austen
treatment
For mental illnesses, we need better access to treatment and diagnosis. Tipper Gore
treatment
There are now more teens going into treatment for marijuana dependency than for all other drugs combined. John Walters
treatment work
Treatment is the way to go, ... It can work if you have the right model. Joe Williams
treatment
Treatment is available. It's (addictive) and treatment works. Craig Hill
treatment
Treatment for it is not all that effective, Leon Russell
treatment
He's getting treatment every day and it'll probably be a game-time decision, Tony Dungy
treatment triumph
This is a triumph of treatment over dilution and collaboration over confrontation. Benjamin Grumbles
treatment
This is not just a treatment that reduces symptoms. B. R. Hayden