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borrowers concerned credit cycle easily five fully three understand
We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected. Beth Haiken
borrowers decisions financial loan officers sitting
We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them. Mike Fratantoni
borrowers college discourage loan people policies poverty push
Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree. Luke Swarthout
borrowers budgetary cushion extra financial impact manageable safe spending themselves year
Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road. Keith Gumbinger
borrowers decline equity home incentive remain stressed struggling
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes. Ben Bernanke
borrowers budget buy encouraged invest loans money paid people product save stretch value
These loans can be of value for people who want to save or invest the money they would have paid in principal, ... Unfortunately, the way the product has been pitched, borrowers have been encouraged to stretch their budget to buy more house. Keith Gumbinger
borrowers color defend designed ensure ensuring equal foundation laws mortgage ordinance people treated treatment
Anti-discrimination laws are the foundation to ensuring that people of color are treated equally. We will vigilantly defend any law, regulation, or ordinance that is designed to ensure equal treatment of all borrowers in the mortgage process. Wade Henderson
borrowers capitalist global major needs source system treatment
This asymmetry in the treatment of lenders and borrowers is a major source of instability in the global capitalist system and it needs to be corrected, George Soros
borrowers clock federal history interest july loans rates rise student ticking
With interest rates on federal student loans set to rise on July 1 for the second-straight year, the clock is ticking for borrowers to lock in today's interest rates -- the fourth-lowest in the history of the student loan program. Patricia Scherschel
budgetary grasp run
We have to have a grasp of where we are from a budgetary standpoint. We have to have better accountability and we have to run it like a business. Eric Hyman
budgetary budgets dynamic environment executing implement issue laws period plans political
The real issue is executing those plans over a dynamic period of time. Most of these systems, you don't implement in a week, you don't implement in a year. They're multiyear implementations in a political environment where laws are being changed, in a budgetary environment where budgets are being changed. Paul Wohlleben
budgetary experience fulfilling people terms
In my experience, people are usually fired for reasons having to do with budgetary constraints, incompetence or not fulfilling the terms of a contract. Michael Shermer
budgetary fill forest opposed selling service troubled
On principle, I am not opposed to selling U.S. Forest Service parcels, but I am troubled by the idea of doing it to fill a budgetary need. Ken Salazar
budgetary challenges continue dollar education facing figures health means mission necessary respect unaware whatever within
We're unaware of any dollar figures but respect the budgetary challenges facing the administration. We will do whatever necessary to live within our means and continue our mission of health care, research, education and service. Anna Farneski
budgetary demand government interest per provide rate
The government will have to provide budgetary provision for the purpose...we demand that the rate of interest on EPF must be retained at 9.5 per cent. Dipankar Mukherjee
budgetary public swelling
The unjustified swelling of the budgetary deficit and the accumulation of public debts are just as destructive as adventurous stock-jobbing. Vladimir Putin
budgetary essential health reducing restoring
Reducing debt through budgetary consolidation is essential to restoring Europe's financial health. Victor Ponta
budgetary commission coordinate director intelligence national resolve work
The 9/11 commission recommended the appointment of a national intelligence director with budgetary authority to better coordinate the work of the intelligence community and resolve differences. Ronald Kessler
cushion lake summer water
We want them to get as much water out of the lake as possible. We need as much cushion going into summer as we can get. Paul Gray
cushion department economy figures katrina labor message numbers positive result says shows strip underlying
The positive message is that if you strip out the numbers that the Labor Department says are the result of the hurricane, the underlying figures are still pretty decent. That shows that there was some cushion in the economy before Katrina hit. Patrick Fearon
cushion helps jump knowing mentally pitcher work
Mentally it always helps tremendously to get the jump right away. Of course, that helps the pitcher out too, knowing that she has a little cushion to work with. Donna Proctor
cushion disguise last limited receiver year
Last year we had to really try to disguise it because we were limited in what we could do down the field, and there was no cushion for the receiver there. Ray Brown
cushion few hamburg matches pressure
We have a cushion now that Hamburg has lost. There are still a few matches to play, but the pressure is now less. Felix Magath
cushion earnings economic good light news provide sort week
This week is pretty light on the economic news. The first-quarter earnings should be good and should provide some sort of cushion for the markets. Tim Heekin
cushion gave goals
Those goals were huge, especially Aiello?s first goal of the year. We were kind of on our heels, and he gave us the two-goal cushion again. Cory Schneider
cushion lost
We don't have the cushion any more. We had it ... then we lost it. Tony Wingen
cushion extremely large safety
There is an extremely large cushion of safety out there. John Hotard
extra good hours kid puts willing work
When you see a kid like him, who is as good as he is, it's because of the extra work he puts in. He's willing to put in the extra hours on his own to work on his game. Shane Sisco
extra guys help weight
The extra weight that those guys have, that doesn't help 'em. In my opinion, it just doesn't. Jeff Jagodzinski
extra hollywood major product rarely titles worth
The extras on most major Hollywood product are rarely worth wading through. Only the real fan-driven titles need extra detailing. Tim Lucas
extra help helped last maintain people proved quite year
The extra help last year proved to be quite successful, and it helped some people maintain service. Lisa Freeman
extra fact matter money spend time
The fact of the matter is it's going to take a long time to recoup the extra money you will spend on the hybrid. Alex Taylor
extra mile worrying
Uh, something about going the extra mile and not worrying about traffic, I think. Folarin Campbell
extra-help people feelings
Certainly not everybody that is different is necessarily autistic, but there are a lot of undiagnosed people, and its not necessarily something that needs to have attention to it, unless that person is feeling uncomfortable in the world or they need extra help or something. Jasika Nicole
extra gives jersey looking pittsburgh seeing
When you want to stop, and you don't think you can give any more, you think about that Pittsburgh jersey in here. Looking up at the scoreboard, seeing that you're down 10 at the end of the game. That gives you a little extra motivation. Josh Boone
extra special
When you want something it makes it extra special when you come through. Bob Benincasa
financial high provide reach school situation skills students
We want to provide these students with skills before they reach high school or are in a situation where they have to make financial decisions. Lisa Alexander
financial resolved venues
We have resolved all the financial problems. The venues are pretty much all ready, Valentino Castellani
financial
There is a whiff of stagflation here that will be disconcerting for financial investors. Neil MacKinnon
financial
Pretty much any time in my career where I worked on television it was usually because of some financial woes or something. Brady Corbet
financial last million offer reject trouble week written
We did last week reject a $3 million offer for (the Begg-trained three-year-old) Written Tycoon, so to say that we, or even I, are in any financial trouble is presumptuous to say the least. Mark Peters
financial problem said
If prices go down, we will have problems - problems in the sense of spillover to other areas, Greenspan said. While he hasn't seen such spreading yet, I expect to. Alan Greenspan
financial prepared situation
We are prepared to take a look at our financial situation this spring. Mike Hansen
financial prepared
We are prepared to make the offer, but we need some more financial information. Nader Agha
financial performance period pleased quarter service third turbulent
We are pleased with our financial performance for the third quarter during a challenging and turbulent period for IT service providers. Van Honeycutt
impact profound achievement
Good is somebody who delivered and allowed the company to overcome obstacles, without leaving a profound impact on its culture. Great is somebody who leads his company to achievements and performance and value that nobody was expecting it had. Carlos Ghosn
impact opportunity people players reason society voice
For some reason in today's society, people look up to football players and you have a voice. And it's because of that voice you have the opportunity to impact people's lives. Tim Tebow
impact improving industry less normal outlook quarter seeing steadily
The outlook for first quarter 2006 has been steadily improving and we are now seeing less than normal industry seasonality impact in our business. George Thomas
impact shock decline
Agressive music can only shock you once. Afterwards its impact declines. It's inevitable. Brian Eno
impact judging long
We have to judge presidents not only by the long-term consequences of their actions but also by how they make citizens in their own day feel. One reason that Nixon never succeeded in his comeback campaign is that he had such a negative impact on public trust at the time of his presidency. David Greenberg
impact people culture
Writers shouldn’t underestimate the difficulty of what they’re doing, and they should treat it with great seriousness. You’re doing something that really matters, you’re telling stories that have an impact on other people and on the culture. You should tell the best stories you can possibly tell and put everything you’ve got into it. David Guterson
impact long use
Texting has added a new dimension to language use, but its long-term impact is negligible. It is not a disaster. David Crystal
impact long atmosphere
We are playing Russian roulette with features of the planet’s atmosphere that will profoundly impact generations to come. How long are we willing to gamble? David Suzuki
impact addiction environmental
If we want to address global warming, along with the other environmental problems associated with our continued rush to burn our precious fossil fuels as quickly as possible, we must learn to use our resources more wisely, kick our addiction, and quickly start turning to sources of energy that have fewer negative impacts. David Suzuki
manageable
We have a marketable, manageable resource, and it's going to waste. Dave Douglas
manageable states status united wants
The United States wants a manageable status quo. It doesn't want to see things out of control. George Tsai
manageable
Anything mentionable is manageable. Fred Rogers
manageable situation trying
I do not know. She has a much more manageable situation there now and we are not trying to strong-arm the situation. Sara Labberton
safety
When you see a big safety back there, it's more of a threatening presence. Jared Zabransky
safety ignorant lightning
They that are loudest in their threats are the weakest in the execution of them. It is probable that he who is killed by lightning hears no noise; but the thunder-clap which follows, and which most alarms the ignorant, is the surest proof of their safety. Charles Caleb Colton
safety drug rogues
Rogue internet pharmacies continue to pose a serious threat to the health and safety of Americans. Simply put, a few unethical physicians and pharmacists have become drug suppliers to a nation. Dianne Feinstein
safety noise runway
Shorten the runway and you have fewer takeoffs and landings, shorten the runway and you enhance safety and reduce the noise, ... It also reduces the justification for the buyout as it is now being proposed. David Shore
safe-environment people leader
The single best way to develop leaders . . . is to take people out of their safe environment and away from the people they know, and throw them into a new arena they know little about. Way over their head, preferably. In fact, the more demanding their challenges, the more pressure and risk they face, the more likely a dynamic leader will emerge. Bruce Wilkinson
safe world safe-places
The. World. Is. Not. A. Safe. Place. Jandy Nelson
safety silence found
…each found her greatest safety in silence… Jane Austen
safety painful imagine
What we have to discover is that there is no safety, that seeking is painful, and that when we imagine that we have found it, we don’t like it. Alan Watts
safe basements universe
It's actually safe to create a universe in your basement. Alan Guth
spending federal-spending
Federal spending is atrocious. Jason Chaffetz
spending enjoy ifs
What would you like to do if money were no object? How would you really enjoy spending your life? Alan Watts
spending born deficit-spending
I understand deficit spending. I was born in deficit spending. Al Sharpton
spending-time spending feels
Spending time outdoors makes you feel great. Elizabeth Hurley
spending combination increase
If we increase spending, we have got to raise taxes or any combination. Bobby Scott
spending
I don't think anyone's pushing for spending limits in the campaign. Craig Benson
spending student university
I was always into fashion, and used to go on spending sprees when I was a university student in Miami. My father would be furious, but I would always say, 'It was an emergency! I had a party to go to!' Carmen Busquets
spending
To all these new spending requests, I say, 'Mr. President, show me the money, Tom DeLay
spending
I was not interested in spending 10 years in the culture wars. Leon Wieseltier
themselves tried turned
I never had a problem with my face on screen. I thought it is what it is, and I was turned off by actors and actresses that tried to keep themselves young. Robert Redford
themselves training work
But those things usually work themselves out during training camp. Rob Babcock
themselves turning
We've got too many young girls, who don't know how to parent, turning themselves into parents. Bill Cosby
themselves
With stupidity the gods themselves struggle in vain. Friedrich Schiller
themselves
Everyone must be proactive and do all they can to help themselves to stay employed. Stephen Covey
themselves ultimately whom
Social distinctions concern themselves ultimately with whom you may and may not marry. Katharine Elizabeth Fullerton Gerould
themselves truth
Most people, it seems, stretch the truth to make themselves seem more impressive. I, it seems, stretch the truth to make myself look worse. Aaron Swartz
themselves
Something I always admire, especially in female comedians, is that they're willing to make themselves look terrible. Jorma Taccone
themselves
Speculators are tripping over themselves to get out. Ed Silliere
years focus proud
I'm proud that today, at 43 years old, I've come to value the aging process and focus on inner rather than outer beauty. Carre Otis
years beliefs-and-values belief
Beliefs and values that have held sway for thousands of years will be questioned as never before. Carol P. Christ
years another-year
Here's to another year and let's hope it's above ground. Carol Shields
years ideas six
You've no idea how good an old joke sounds when you take it out again after a rest of five or six hundred years. C. S. Lewis
years littles said
Aslan" said Lucy "you're bigger". "That is because you are older, little one" answered he. "Not because you are?" "I am not. But every year you grow, you will find me bigger". C. S. Lewis
years practice people
I am only trying to call attention to a fact; the fact that this year, of this month, or, more likely, this very day, we have failed to practice ourselves the kind of behaviour we expect from other people. C. S. Lewis
years house able
Shall I ever be able to read that story again; the one I couldn't remember? Will you tell it to me, Aslan? Oh do,do,do." "Indeed,yes, I will tell it to you for years and years. But now, come. We must meet the master of this house. C. S. Lewis
years ideas important
I waited for each film to become important for me. If I had no ideas for a film, I didn't do a film. So I made not that many films for fifty-four years of working. Agnes Varda
years watches needs
I go back to many films that I really love. Some Bresson, some Godard of the early times, the Cassavetes of those years I love. And the early Wim Wenders. But my own films I don't watch, unless I need them. Agnes Varda