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borrowers concerned credit cycle easily five fully three understand
We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected. Beth Haiken
borrowers decline equity home incentive remain stressed struggling
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes. Ben Bernanke
borrowers budgetary cushion extra financial impact manageable safe spending themselves year
Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road. Keith Gumbinger
borrowers college discourage loan people policies poverty push
Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree. Luke Swarthout
borrowers decisions financial loan officers sitting
We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them. Mike Fratantoni
borrowers choices expanding include loan means menu niche opportunity
Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets. Keith Gumbinger
borrowers chinese clients earn fixed higher payment pressure product recommend since trigger
It will trigger higher payment pressure on borrowers in those months. I will not recommend the product to our clients since most Chinese still earn fixed monthly salaries. Wang Lei
borrowers car college competition costs driving family federal government hidden higher interest loan means mortgage pay rates tax
If you are not able to pay down the debt, that means that the federal government is in competition with private-sector borrowers for money, driving up the costs of interest rates and that's a hidden tax on every American family -- higher mortgage payments, higher car payments, higher college loan payments, Kent Conrad
borrowers harder low money pay points rates trim
If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points. Keith Gumbinger
harder john lennon radio roth stern
Replacing Stern on the radio is like replacing John Lennon in the Beatles. And it's even harder because Roth has no radio experience. Michael Harrison
harder parking relief
Restaurants need parking relief to expand; that's going to be much harder to get now. Phil Ehlinger
harder second test
I think the second test is going to be probably harder than the first test. Dav Whatmore
harder hit mentality physical reputation
That's their reputation - physical football. That's the mentality we want to have. We wanted to hit them first, hit them harder than they hit you. We set the tone. Kenard Lang
harder liked move played work
It happened. I would have liked to have played more, but things like that happen. You just move on and try to work harder so you'll be in there longer. Quentin Thomas
harder human human-nature improve nature positive work
I think that's just human nature to make you want to work harder to improve yourself, and I think that'll be a positive for me. Rex Grossman
harder work
It is harder for me because we know all the work he has put into it, Herman Edwards
harder
It is much harder to do it part-time. You have to have full-time coaches. Colin Jackson
harder sure
It does not make it any harder (for SE2) but I am not sure it makes it that much easier, either. Patricia Ross
low next order preserve pressure prime treatment
Part of the treatment of the prime minister, in order to preserve low pressure in the skull, is sedation and respiration for at least the next 24 hours. Shlomo Yosef
low might taxes
Someone might find low taxes agreeable, but not the way tax revenues are spent, such as on education. Keith Schwer
lower profits
Our profits would increase, gosh, a lot, ... Of course, we?d lower our prices. James Davis
low opens pound strength tough
Our strength is down low in the post. I like to pound it inside. When we do that it opens it up for our guards. And our guards, when they take it in the lane, are awfully tough to defend. Mike Showalter
low nine played playing satisfied score scores surprised team time virtually
Overall, I was very satisfied with our team score today. The one thing that surprised me was how low the team scores were today. It was virtually the first time out for many of the girls, especially playing 18 holes. Some have played nine holes. Kim Zimmerman
lowest point rates view
It is and it isn't. It is from the point of view that rates are the lowest they've ever been. Mark Kantrowitz
low mac people written
Jazz was a bomb. That was also the low point of Mac sales. People had just written it off. Mitch Kapor
lowest number passed truman
The 112th Congress passed only 220 laws, the lowest number enacted by any Congress. In 1948, when President Truman called the 80th Congress a 'Do-Nothing' Congress, it had passed more than 900 laws. Juan Williams
low point
That was our low point of the season. Eddie Jordan
money raised stays
(Relay) is important because the money raised stays here. Patsy Crisel
money political system
Our political system has become more about money than it has about people, Tom Lewis
money
or at least give us the money to do it. Phil Hardberger
money move people
People laugh, but we have to move money around occasionally. Jay Johnson
money people takes
People often underestimate how much money it takes to live in retirement. Deborah Voso
money
Surveyors could make some money on this one. Nancy Bain
money smaller stocks
Some of the smaller stocks have been moving, but the big stocks are going to take real money to move. Peter Schiff
money overseas
Some of that money may well have been from overseas sources. Francis Maude
money needs staff
Our staff needs raises; we need roads, parks, all the things that this money can provide, John Nicholson
paying
Paying for it now is going to pay off later. Audrey Singer
payment single social
Payfirma has revolutionized the payment process, consolidating mobile, e-commerce and in-store payments under a single solution, much like HootSuite did for social media. Ryan Holmes
pay
pay as you go and what you can afford. Michael Griffin
pay talks
Pay talks have now become a pay-related workers' movement. Juergen Peters
paying people
People need to be careful. See what you're paying for the perk. Reuben Brewer
paying people
People making under $100,000 are going to be paying more, Phil Angelides
pay people products willing
Our products are not cheap. But people are willing to pay for our products because they know they're getting quality. Bob Cummins
pay paying property report taxes
Overall, I thought the report was positive. I did think there were some misconceptions. Hispanics do pay taxes. If they are paying rent, they are paying property taxes indirectly. Danny Dotson
pay player value
We never wanted to pay more for a player than his value, Rafael Benitez
points throwing
We need points right now, and we can't keep throwing them away. Olli Jokinen
points score
I want to win. If I have to score 50 points to win, I'll do that. Scott Ashley
points time vote
I think there were probably points in time where a vote of confidence, if it was coming, would have come and didn't, ... I'm not naive. To say the least, I'm disappointed. Ed Wade
points top
I think turnovers were key, on top of them getting points off our turnovers. That was the big thing. Vince Carter
points turning
For years we have been working on this ceremony, it will be one of the most important turning points of the Games. Valentino Castellani
points spot
I would tell here to spot us 10 points before I play her. They're tough. Joe Filoteo
points score
Jamal can do that. He can score points in bunches. Jeff Capell
points start
For us to start the day with 18 points is a pretty big deal. Mark Stone
points state
He scored 28 points for us at the state meet. Scott Dalton
rates
Our rates only go up once a year, and that's in June. Russ Jones
rates relatively uninsured
Overall, the story is that uninsured rates are relatively stable. Charles Nelson
rates
Obviously, many renters have become homeowners as rates have fallen. Lawrence Yun
rates worse
This rates up there as one of the worse we have ever seen. Mark Langan
rates wants
Let's get one thing straight: No one wants Stafford loan interest rates to increase. John Kline
rates
Homeowners refinance their loans when interest rates go down. Businesses refinance their loans. Elizabeth Warren
rates
Different industries have different risks and growth rates and volatility. Leon Black
rates
We don't know the rates of (reef) growth. Chris Perry
rates
It's sort of like a teeter-totter; when interest rates go down, prices go up. Bill Gross