Famous Quotes & Sayings

Beth Haiken

We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected.

Ben Bernanke

The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.

Keith Gumbinger

Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road.

Luke Swarthout

Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree.

Mike Fratantoni

We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them.

Keith Gumbinger

Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets.

Wang Lei

It will trigger higher payment pressure on borrowers in those months. I will not recommend the product to our clients since most Chinese still earn fixed monthly salaries.

Kent Conrad

If you are not able to pay down the debt, that means that the federal government is in competition with private-sector borrowers for money, driving up the costs of interest rates and that's a hidden tax on every American family -- higher mortgage payments, higher car payments, higher college loan payments,

Keith Gumbinger

If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points.

Jay McIntosh

Our research shows that the Indian population tends to spend more and save less versus Chinese consumers who save up to 40 percent of their income.

John Lehman

Our recommendations are not a Chinese menu, ... They are a whole system. If all of the important elements are not adopted, it makes it very difficult for the others to succeed.

Brian Kemp

Part of why we were able to get this deal done was because they really want American families traveling in China. They're infatuated with American culture. And with the Olympics being held in Beijing, the Chinese tourism officials need to show that they're open for business.

Eric Schmidt

Our No 1 goal here by far is to serve Chinese users, who want useful information on the Internet.

Jiang Zemin

steadily expand its opening-up program in terms of commodity and service trade, and create a level playing field for a fair and transparent competition between Chinese and overseas enterprises.

Gil Perry

Our target is low-to-medium volume while Chinese manufacturers are interested in high-volume products.

Mark White

People who listen to the music for the music and are adventurous in their playing tend to dig it, those who have a narrower perspective don't.

Bubba Thornton

We'll also have the Chinese and a team from either Jamaica or the Bahamas. This meet ranks with a lot of meets in Europe. What better place to take a test?

Ralph Cossa

I think there's some understanding that if we back off for now, the Chinese will make some movement on currency.

Thomas Stevens

Our members' experience and familiarity with the communities in which they work make them valuable resources. They understand what makes a good investment, whether their clients are buying, selling or remodeling.

Jeff Dousharm

People like us need clients who want nice things. Otherwise, we couldn't compete with places like Williams Lumber.

Mary Schiavo

Survivors are sometimes a little too brave. Many of my clients I've represented in the past have put on a stiff upper lip.

Mike Kidwell

Some of our clients just need somebody to talk to, they just need a support to know they're doing the right thing. You need to establish a game plan that puts you on the right path.

Brian Keane

Our Fourth Quarter results closed out the year on a positive note that sets the tone for the year ahead. 2005 was an important year for Keane as we put the plan and the people in place to drive our company-wide One Keane transformation initiative. The goal of the One Keane initiative is to enhance top- and bottom-line growth by creating an efficient global operating model. This will enable us to better serve our clients by accelerating the development of innovative solutions, fostering collaboration, and improving efficiencies.

Brian Sell

Our track record in providing IT support for other key clients in South Africa, while maintaining 97% on service level agreements, positions us as an ideal partner for FNB. This support is made possible through our extended footprint within southern Africa.

Sean Coffey

Our clients were quite impressed with the vision of Nortel's new management and the plans for the future.

David Cameron

Our clients want it. It will outweigh the negatives. A lot of clubs fail to market their club.

Kelly Smith

Our clients take our database and compress, compile and manipulate it to their specific requirements.

Warde Manuel

Reggie didn't come in with the same credentials. But more than me and more than Turner, Reggie has earned his accolades.

Michael Metz

Regardless of what the Fed does today, I think that maximum monetary stimulation throughout the world is over. We are seeing the low point of interest rates throughout the world. The next move will be upward. Moreover, I think the earnings momentum for the markets is eroding as well.

Roger Altman

Reasonable mergers generate substantial synergies, so that provides for earnings and cash-flow growth even if it doesn't provide for revenue growth, and I think that's a big driver.

Ralph Acampora

Price is fact. Earnings on the other hand are estimates. You restate earnings. You never restate price.

Doug Bruno

Our players have earned the right to have the stage here in Chicago.

Josef Ackermann

Our objective now is to sustain, over the cycle, this level of pretax return on equity and double-digit earnings per share growth.

Robert Campbell

Our much improved earnings resulted largely from the strength of refining margins during the quarter,

Mike Holland

People have been worried for the last several quarters that earnings were going to slow down. If in fact they don't slow down and if it looks as if there's no resumption of inflation ... it'll be interesting to see how people respond to that.

Erik Kimrey

Steven's a guy who has worked hard and has earned more playing time. That was a key play in the game, no question.

Donald Straszheim

I think there are serious issues Washington needs to address, and they won't get addressed. The government is utterly overcommitted on entitlements, and it's not going to be fixed any time soon.

Grady Jackson

Just because you're lower income or living on fixed income doesn't mean you can't be part of the progress. This won't all be done overnight. It's a slow process, but progress is being made.

Torrell Martin

I think that's the problem. We don't really know (what's wrong). If we'd known that we could have fixed it all ready.

Justin McCareins

I was wondering who that guy was throwing that ball. We'll get it fixed up for when it matters the most.

Ryan Eggold

I wore glasses my whole life, but then I got Lasik eyeball surgery, and I fixed that.

Maira Kalman

I have been working for over 30 years and am always wondering about where I am and where I am going. It does not stop and become a fixed event of achievement.

Ron Hill

I'd be surprised if we don't get him fixed up.

Jesse Harris

I feel like I've fixed all the things I've done wrong.

Lori Parham

For seniors on a fixed income, this rate increase is just more than they can bear.

Ron Vos

Passing out flyers at a shopping mall or hoping somebody sees a poster doesn't get through to today's jaded, image-bombarded, media-savvy young consumer. Street marketing is practically an old strategy now, so the stakes are much higher when it comes to getting your message across.

Mark Waggoner

Supplies really aren't a problem. Consumption over the holidays is usually a little higher than normal but production has been keeping up.

Alan Greenspan

Such an increase in market value is too often viewed by market participants as structural and permanent, ... To some extent, those higher values may be reflecting the increased flexibility and resilience of our economy.

Justin Lane

Some of the higher peaks I would imagine could see 2 1/2 feet.

Satish Kumar

Some of our standards are higher than the U.S.

Karen Johnson

Our prices are 18 percent higher that they were this time last year.

Rhonda Rompola

Our RPI has to get higher for any tournament play.

Bill Cooke

Our attrition rate is not higher than last year but it is higher than we would like.

William Ross

Right there, there is not that much inventory for that kind of property. Because of a lack of availability, what you get is higher prices.

Ryan Holmes

Payfirma has revolutionized the payment process, consolidating mobile, e-commerce and in-store payments under a single solution, much like HootSuite did for social media.

David Holland

One of the quickest ways to get rid of the lease payment is to get rid of your car.

Bill Vaughan

We deserve this payment by all stretches of how one would calculate it.

Allen Fishbein

There could be a series of payment shocks.

Ezra Taft Benson

Gods' payment is the best payment.

Joseph A. Schumpeter

Profit is the payment you get when you take advantage of change.

James Monroe

The payments which have been made into the Treasury show the very productive state of the public revenue.

Gene Wolfe

When a gift is deserved, it is not a gift but a payment.

Ashley Ellott

The down payment is $400,000 for the car.

Glen Flanagan

Our pressure got to them in the second quarter.

Dan Boyle

Ottawa. Wow. They've had our number. ... But there'll be pressure on them.

Jim Calhoun

We need someone to take the pressure off Marcus.

Bill Cowher

Pressure is something you put on yourself.

CC Sabathia

I don't feel any pressure. I'm not nervous about going out there and pitching.

Antonia Thomas

Ive felt the pressure of wanting to be known as a young actress rather than just Alisha from Misfits.

Joe Lang

I think they got a little frustrated. We are not very big so we have to put pressure on teams in the backcourt.

John Kosmina

I think there is more pressure on them (the Mariners). We have got nothing to lose. We already have one trophy in the cabinet.

Tony Amonte

Just get it out of the way. Enough talking about it, enough putting pressure on yourself to score.

Bill Harris

Our Quicken product had the most profitable season in its 15-year history,

John Shanahan

I think there's a lot of product swapping going on now.

Steve Mahoney

Landowners can use these products for beautification or for conservation purposes.

Chris Bosh

That's what I'm trying to see, we're trying to wait for the smoke to clear, and see the product from all of this.

Henry Scott

I think this could be a $1 billion-a-year-drug and is the kind of product Pfizer needs.

Al Rauch

I think most of the biotech products are going to be safe for the rest of the decade.

Rebecca Lindland

It doesn't seem to me that now is the time to play around with product names.

Dana Brunetti

The production value of YouTube videos is not there.

Myles Munroe

Trust is a product of test over time.

Johannes Laitenberger

It is not up to us to recommend anything to the press.

Marcia Cross

I think she would be a very interesting patient. I'd recommend she come three times a week.

Sam Claflin

Get yourself into every audition that you can. Even in those for smaller roles, you'll never know when someone may recommend you for a bigger one.

Kenny Smith

We recommend you do it from a ladder, it's safer.

Elias Hicks

To this light, then, would I recommend all, with mine own soul, - to this sure way of salvation.

Helen Oyeyemi

I can recommend wearing blue mascara whilst writing. I'm telling you, it really adds something.

Mike Hohensee

We'll be sure to recommend him when the time comes.

Judy Rebick

I'm disappointed that Marian Boyd, who is a feminist, would recommend such a thing,

Delphine Hirsh

I recommend that they can spend $100 on little things or one blowout item,

Robert Greene

I will say it's been a while since we've been this healthy,

Shane Valdez

I think that's the first time since I've been here that we had everyone qualify.

Charles Djou

I think he sincerely wants recycling. Can't we do this right?

Kenny Thomas

I'm starting. Since no one has told me, I'm starting.

Asaf Shariv

I don't know about anything since then that is new.

Dale Scott

He'd been disgruntled since the sixth inning, so it was time for him to go.

Stieg Larsson

I started to write in 2001. I wrote the books for the fun of it. It was an old idea I had had since the nineties.

Ned Colletti

I take nothing for granted. I know the value of finances, I know the value of people. I've had to be street-smart since I was a little kid,

Ken Slater

Burlington will be a big challenge, to see where we're at. It (Friday's game) will be something that will tell us what kind of a team we have and if we've made improvements since Christmas.

Deanna Hindenach

We can't put a trigger on it, why it happened.

Roger Andrew Taylor

We still seem to trigger that intensity in people, which was quite incredible.

Bob Lohn

It triggers a consultation. It doesn't automatically trigger restrictions.

Paul Walsh

And who triggers that demand? ... The weather guy.

Vic Rubenstein

This weekend we will trigger the millionaires' amendment.

Evel Knievel

But you come to a point in your life when you can't pull the trigger anymore.

T. Boone Pickens

If somebody I don't like gets in the crosshairs, I pull the trigger. But I don't hunt for them.