Mortgage Quotations | Page 2

Certainly, analyses do indicate that house prices are abnormally high --- that there is a 'bubble' element, even accounting for factors that would support high house prices, such as low mortgage interest rates. So a reversal is certainly a possibility.

Bubble conditions may not be present yet but are approaching such and thus require close monitoring going forward. To allay this concern, housing price increases will need to start to moderate soon from recent sharp increases. Our expectation is that this should occur, since rising mortgage rates should slow the growth in housing prices to a rate below gains in income.

I had a very bad year in my life. My mother died in February. I was 16 in April and graduated from high school that June. My father died in August and the mortgage was foreclosed in October. I can remember thinking, This is tough, but this is good for me. It's always stuck with me. I knew somehow that I was going through a period that was strengthening.

Getting the mortgage sorted is the top priority. His options are to change to a repayment mortgage or to start a savings plan such as an ISA, to cover the mortgage capital when it falls due.

Further above inflation rises in fuel and council tax bills are expected to drive up further the costs of owning and running a home this year. Council tax and utility bills will overtake mortgage payments as the largest cost for homeowners this year.

If a consumer chooses to rely on the 'free' advice of a salesperson, then they should expect to be sold. However, while the mortgage practitioner is providing these advisory services the sales hat is removed. At that point they are acting solely on behalf of the homeowner as a true fiduciary mortgage advisor.

If a bank reruns a credit report and sees a late mortgage payment or any change in the borrowers financial picture, it would be reason for the lender to withdraw the loan.

For most home buyers, especially first-time buyers, taking a 15-year (or 20-year) mortgage is out of the question.

GMAC allows you to choose the level of rental cover required - its standard is 125 per cent of the mortgage interest, but if you pay a higher arrangement fee, you can get that down to just 100 per cent.

If we see economic indicators continue to weaken at the pace they have weakened in the past month, then I'm wrong. We could not only see mortgage rates continue to soften, but hold at lower levels for quite a substantial period -- maybe the first half of next year. But I don't think that's likely to happen.

If the Fed's cuts succeed in stimulating the economy, then mortgage rates are actually likely to rise,

He is in a relatively decent position, with a good salary, not much debt apart from the mortgage and still under the age of 30.

We can look at an adjustable rate mortgage if they're going to be in a home a shorter length of time, whether it be three to five years, ... The advantage is you can get a lower interest rate.

There is no chance of a spontaneous slowing in home sales. The market will soften if -- and only if -- mortgage rates rise significantly.

When housing stock gets very, very cheap, their lower mortgage allows them to pay for private school tuition.

With mortgage rates still low, there is no evidence yet that levels of housing activity are declining to any great extent.

With mortgage rates low and consumer confidence high, Freddie Mac economists expect the housing market to remain strong in the months ahead.

With mortgage rates falling as banks compete aggressively for business, homebuyers are being encouraged to buy apartments.

Today consumers are looking for everything from auto and health insurance to home equity and refinance loans online. Typically they have to visit multiple websites to get quotes on the various financial services they need. QuoteFinancial.com serves as a single source for financial and insurance quotes and savings online, where most consumers begin the shopping process. Individuals can return to our site again and again for competitive quotes and one-on-one service through our comprehensive network of mortgage and insurance professionals.

What you'll probably see is things like lines of credit move up a bit, variable rate mortgage rates will move up as well.

He replied someone might say he should get fired and he has a mortgage to pay.

Habitat is not a give-away program. It's a hand-up, not a handout, for hard-working families. Each family is selected on the basis of their present living conditions and their ability to pay a monthly mortgage payment. It is for low-income families not qualified for other traditional low-income mortgage programs.

This was our fourth home. It's not as if we weren't aware, but we'd never had an adjustable-rate mortgage before.

I would say that every person who is successful in the mortgage and title business, Mel had an influence on.

Kathy has broad experience in the mortgage insurance industry. She is very familiar with the territory and knows all of the major customers. She is a great addition to Triad and the Northeast Sales Team.

I think it is only natural that people have anxiety about the economy because the economy is real. It is their job, their ability to service their mortgage and look after their family. And in the final analysis, nothing is more important than your capacity as a breadwinner or an earner to provide for those that rely on you.

It boils down to housing affordability; mortgage rates have risen, but they're still historically very low, ... We're continuing to see people who had been sitting on the fence jumping in to take advantage of these low rates before they go back up.

It is a kind of a way to play games with monthly payments. Stretching out the mortgage maturity is simply a way to lower month payments and stimulate sales.

I think that if we were talking about this kind of mortgage market four years ago, it would be a real crisis for Lehman. But today, given the kind of diversification they've done, it's nowhere near a crisis.

It is clear speculators have headed for the exists in Phoenix. Given the increase in mortgage rates recently, it would seem as if this market will continue to face increasingly more challenging conditions, especially in light of the enormous surge in inventory.

Last Friday's unexpectedly weak employment report caused interest rates on long-term Treasury bonds and, by extension mortgage rates, to fall as investors worried about the health of the U.S. economy.

I think what we have in store is a slow deflating of the housing bubble, not a bursting of the bubble. But if mortgage rates rise more sharply than I am expecting, then the downturn in housing could be more severe.

It got to the point where her husband asked if I could do something to help her, so I steered her toward a mortgage with a pre-payment penalty.

It has always been more expensive for the poor to borrow money. We see this in everything from mortgage rates to credit cards.

I will not mortgage the future of the company.

I was just looking for some old maps the other day and I found where the mortgage was paid off in 1919.

Overall, the mortgage approvals and lending data indicate that the more robust housing market activity evident in the second half of 2005 has continued into 2006.

Our view is that home sales will slide through the summer, dragging housing starts down into the fall. But this is still no more than a forecast; mortgage applications are still very strong.

Our bill ensures that national banks will be bound by state consumer protection laws, including predatory mortgage lending statutes.

Our campaign is designed to reach out to this 50 percent -- those who are uncomfortable calling their mortgage company.

Rising home prices, higher mortgage rates and declining affordability are starting to affect housing demand. Evidence continues to mount that the housing market is cooling off.

Physicians are no different than you or me. They have a mortgage payment. They have tuition payments, ... They are still here on their own good will, but they are not getting paid for it.

Recent increases in mortgage rates can be expected to depress home sales further over the next few months.

Some of the guys have located housing, but some of us are kind of treading water until we sell our house. I still own a house in (Philadelphia). I can't afford to have a mortgage and pay rent. I can't do both.

That could affect your rating anywhere from 20 to 60 points. And that in turn, could affect if you get a 6 percent mortgage or a 5 percent mortgage.

That doesn't factor in mortgage costs, but they wouldn't reduce those returns dramatically either. Of course, when prices are falling, leveraging can work in reverse. But that's infrequent with real estate. As long as you can service the debt, I think you're better off with the mortgage.

Long-term mortgage rates will more than likely rise over the next few months, albeit modestly compared to shorter-term rates.

Marcus Allen (Former NFL running back) contributed a lot and told me to 'walk by faith and not sight.' I didn't know what it meant at the time, ... And Rosie O'Donnell paid my mortgage while I was on the road filming. They were all so helpful.

limiting the mortgage interest deduction would discourage home ownership and stifle economic growth.

I wish my mortgage company was so flexible.

I think HomeAdvisor itself wants to drive mortgage traffic. They're about collecting transaction fees, giving everything away on the front end and generating fees. So whatever they can do to drive traffic, that's what they can do to get into the transaction process.

Just about everyone who buys a house uses a mortgage, so a sustained drop in mortgage demand tells you where home sales are going, regardless of the current sales data.

July sales always looked unsustainably high relative to the level of mortgage applications so a correction was due. This drop in sales does not mark the start of a sustained weakening.

I'm hoping they'll come through a be able to pick up a at least part of the tab like that, because we're going to have to rework mortgage issues to just get the furnace and everything back in here all at once with what's it going to cost to cover all this.

I'm heartened to know that our partners are doing their bit to keep the home mortgage finance pipeline opened so we can accelerate the recovery in . . . these devastated communities,

We've thought for a long time this housing cycle was a little different from those of the past, in that it would stretch out a little more. The sell-off in housing stocks has been overdone, since we don't think 30-year mortgage rates ... will put the brakes on housing.

The 4.39 per cent product offers clients the comfort of their mortgage payments being fixed at a competitive rate for two years. Whilst the 4.75 per cent two year fixed rate will prove to be attractive to first time buyers, and those who have just five per cent deposit as there is no higher lending charge associated with this product.

The acquisition of Rock Financial advances Intuit's Web strategy by giving us the mortgage expertise, technology and marketing resources to truly revolutionize the mortgage process,

The affordability issue becomes very real when mortgage rates rise because a lot of people have taken out interest only loans or adjustable rate mortgages thinking that rates would stay low.

The analogy that I like to use is it doesn't do a lot of good to buy a condo on the beach that the mortgage is so high on it you can't put any furniture in it. You have no couch or TV. And a part of this process is to be able to inspect that condo and make sure that it's worth what you think it might be worth.

The applicants are qualified to buy by the mortgage company and they can live anywhere they want, so long as it's in their price range. Once someone is qualified, they can buy a home anywhere in the city or anywhere in the state for that matter.

Where were they when Mr. and Mrs. Gomez or Mr. and Mrs. Garcia were being charged $40 to wire $100? Where were they when the mortgage companies were charging folks the maximum allowable interest that the laws provide for? Where were they when people were having to spend 10 to 15% of their payroll check just to cash the check. It is not enough to come out and say, 'Here we are. We've hired Jose. He is our Hispanic guy, and so, therefore, you need to trust us and patronize us.' Our entire foundation is built on the promise of dignity and respect in every single relationship,

Whilst partly reflecting the high number of working days in the month, the approvals numbers show that mortgage activity is running at a higher level than at this time last year, although the market is still somewhat short of the heady times of 2004.

While deceleration continues in some areas, appreciation generally is still extremely strong. Mortgage rates climbed significantly during the second half of last year, but the effect of that increase on price appreciation so far appears to be limited.

We are thrilled to have Jorge Goeters drive the CU National Mortgage NEXTEL Cup car. Jorge is a proven top-tier driver and it's obvious by his pole position at this year's race in Mexico City that he has what it takes to run with the very best in NASCAR.

With the unemployment rate at a low of 4.3 percent and mortgage rates remaining at present affordable levels, we expect the housing market to continue to be strong into the coming months.

Today's numbers threw some (inflation) fears. We could see some nervousness on the mortgage side.

While the 40-year mortgage may not be right for everyone, it does offer first-time home buyers another way to help achieve their goal of home ownership.

You know, I am mainstream America, and it really doesn't matter what party you're in. When you call your children and you say 'How are you?' - and what you are really asking is, 'Do you still have your job? And are you able to make the mortgage payment?', That resonates across the state, not across party lines.

Unlike other loans, a reverse mortgage doesn't have to be repaid until the borrower moves out of the home or passes away.

We found a lockbox and we broke it open. It was a safe and it had all of our documents. Photocopies of his driver's license, all of our, ah, home equity line of credit, mortgage statements ... credit card statement with our numbers on them ... date of birth.

The problem is that they go out and run up their credit card bills again, ... So now they are burdened by a first mortgage, a second mortgage and on top of that more credit card debt.

Weaker mortgage lending in the first half of 2005 led to annual totals weaker than in 2004, but gross lending and loans approved for house purchase finished the year on an upward trend, after allowing for seasonal factors.

Title companies, mortgage brokers and real estate agents would love to have these leads and we can segregate them (according to area and other variables) based on the dynamics of the call.

Tying voter ID requirements to the REAL ID Act is bad for voting and for privacy, ... There's scant evidence that inadequate voter ID is a factor in election fraud. And the Commission admits to concerns that voter ID requirements could disenfranchise eligible voters, adversely affect minorities, or be used to monitor voting behaviors are 'serious and legitimate.' Moreover, the REAL ID Act turns drivers' licenses into de facto national IDs by forcing states to link their DMV databases so that drivers' personal data will instantly be available to a wide range of state, local, and federal officials. Once created, history has shown that law enforcement, employers, landlords, credit agencies, mortgage brokers, and direct mailers will find a way to access, and in all likelihood abuse, those databases.

Two words, sweetie: Balloon mortgage -- and the need to be loved.

You did have a confluence of factors here that would have helped this, ... Mortgage rates continue to be stable and low. There's no reason to anticipate any major drop here.

Whether it is over-the-table or under-the-table, exchanging anything of value for the referral of business artificially drives up the cost of mortgage transactions on consumers, and that is not right. This is against the law.

The pay cuts are pretty draconian. Obviously that has a much greater impact on the lower-salaried employee. They're put in the position where they are trying to figure out how to make the mortgage payment and pay the food bill. It's a little bit different if you make $600,000 a year.

When I go back to theater, I feel good about myself. When I do films or TV, it's to make a little bread to pay my mortgage or whatever, and when I've made the money, I do theater again. And when I get a part I like, a part I can work on, that satisfies me. I feed good about myself.

We still expect mortgage interest rates to gradually rise, so the best window may be right now for potential home buyers who have been on the sidelines,

We recognize people have a choice in selecting a lender and, year after year, homebuyers and homeowners make a choice to get their mortgage from Wells Fargo. We think it is a true sign of confidence that consumers choose to work directly with us, and it's also due to the outstanding relationships we maintain with our Realtors, builders, and other clients.

There is, in short, no sign that the housing market has turned down. The lack of supply of existing homes simply means that prices will rise more quickly -- and with mortgage rates at just over 8 percent, there won't be any slowdown in home sales anytime soon.

There is, in short, no sign that the housing market has turned down, ... The lack of supply of existing homes simply means that prices will rise more quickly -- and with mortgage rates at just over 8 percent, there won't be any slowdown in home sales anytime soon.

The proposal would limit your ability to get any tax break for the mortgage interest you pay. Economists are estimating that this would drop house values by 15 to 20 percent.

The proposal is extremely complex and has far-reaching consequences for our members, as well as for the nation's mortgage markets.

Today's annual average mortgage rates are below even that projection thanks to the spring 'soft-patch' in economic growth.

We are making arrangements to sell everything. The idea is to pay mortgage holders off (and) get as much money as I can to people who supplied labor and material.

The demand for new housing surged, likely because rising mortgage rates motivated some potential homebuyers to accelerate their buying decisions.

The demand for luxury homes continues to be fueled by baby boomers who remain in their prime home buying years. This group has amassed great wealth through investments, inheritances and equity and appreciation of their homes. Their strong buying power, coupled with the historically low mortgage interest rates we have enjoyed over the last few years, have spurred the luxury home buying segment, which also includes second homes and new construction.

The decent numbers we have seen will persist because mortgage approvals have rebounded so strongly and they are almost at the peak we saw in 2004.

The debt-free mentality is largely the product of emotion - how nice it would be to never make a mortgage payment again. Good debt gives you some leverage that helps you increase your net worth.

We want to be careful and responsible. We roll over all of our mortgage payments toward building new houses.

You mortgage yourself sometimes. You know what you want to do, then you balance it against paying the rent.

The fact that the main proposals to emerge are limits on health insurance and mortgage interest deductions reveal the usual Washington mindset of how to more efficiently shear the taxpaying sheep.

If you paid your mortgage off, it means you probably did not manage your funds efficiently over the years,

Welcome Terry to the world of home ownership. Welcome to the world of mortgage payments and real estate taxes.

We have contacts in major cities with mortgage brokers. If we have leads that come in through our Web site, right now we just call the brokers. We're smack dab in the middle of creating a lead generation engine.

We obviously track the mortgage activity and understand that overall share, but we don't focus on how many homes are being purchased by investors without a mortgage. That could be a more interesting part of the housing picture.

While some of the decline was related to the effects of Hurricane Floyd, the fact that all four regions fell suggests that higher mortgage rates are also having a constraining effect.