Famous Quotes & Sayings

Beth Haiken

We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected.

Ben Bernanke

The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.

Keith Gumbinger

Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road.

Luke Swarthout

Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree.

Mike Fratantoni

We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them.

Keith Gumbinger

Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets.

Wang Lei

It will trigger higher payment pressure on borrowers in those months. I will not recommend the product to our clients since most Chinese still earn fixed monthly salaries.

Kent Conrad

If you are not able to pay down the debt, that means that the federal government is in competition with private-sector borrowers for money, driving up the costs of interest rates and that's a hidden tax on every American family -- higher mortgage payments, higher car payments, higher college loan payments,

Keith Gumbinger

If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points.

Mike Williamson

Regardless of the results, we played outstanding in the first. We played at both ends of the ice, shot the puck finally. We didn't get rewarded, but there's not many times you won't if you keep playing like that.

Jim Brandt

Rebecca is within 7 points of qualifying for state and Alyssa is with in 20 points. I see both of them qualifying at GNAC in Hastings.

Tomasz Beer

Reasons for this trend are not really known, but may include a desire to do something rather than do nothing on the part of both physicians and patients. Unfortunately, these men may be enduring significant side effects for an uncertain benefit.

George Washington

Reason and experience both forbid us to expect that national morality can prevail in exclusion of religious principle

David Wade

Real strength is telling the truth when troops are being killed, and one year later a lot of Americans realize John Kerry had it both right and consistent about Iraq and this president's still got it dead wrong.

Vinny Testaverde

Really, you just hold your breath and hope that he's okay and that it wasn't a concussion. I kind of had one eye on him and one eye on the field because it was obviously a critical situation for us to win the game there. But I guess you could say that we lost on both ends today - losing Wayne and the game.

Andy Reid

Reggie is well deserving of his Hall of Fame induction. In my mind, he will go down as the greatest defensive end in NFL history. He was a great teammate and a fun player to coach. As good as a player as he was on the field, he was an even better person off the field. He left a lasting legacy, both in the NFL and in the community.

Andrew Yang

President Chen has been constrained by both the opposition parties and factions in his own party. I would say President Chen has done a mediocre job on foreign policy, and an equally mediocre job on domestic policy.

Allan Hoffenblum

President Bush is in California for specific reasons that do not involve Governor Schwarzenegger, and the governor is involved in a special election that has nothing to do with the president. Both are having political problems now, so other than cordiality, there's really no reason for them to be together.

John Putnam

Reductions in reimbursement can cause momentary disruption in the revenue and income generation for some companies. But by and large, they have learned to offset these pressures.

Michael Osterholm

Recent clinical, epidemiological and laboratory evidence suggests that the impact of a pandemic caused by the current H5N1 strain would be similar to that of the 1918-19 pandemic,

Phil Dow

Rebuilding in the Gulf Coast will be a major focus following the destruction caused by hurricanes in the region. This is yet another demonstration of how resilient the economy has been since Sept. 11, 2001.

Pankaj Mishra

Ordinary Muslims in Europe, who suffer from the demoralisation caused by living as perennial objects of suspicion and contempt, are far from thinking of themselves as a politically powerful, or even cohesive, community, not to speak of conquerors of Europe.

James Wolfensohn

Our objectives are one and the same, ... If the protesters took a moment to understand what we do then they might view our cause a little differently.

Bill Clinton

Our objectives are clear. Our forces are strong, and our cause is right.

Gregg Thompson

Our organization is opposed to any increase in the minimum wage. The marketplace should set the minimum wage and we feel ... that it will cause job losses in the state.

Larry Craig

Our letter has caused movement, but I'm not sure where that movement will lead.

Judy Daly

Our message is clear: One of the most effective tools in preventing the spread of infection is literally at our fingertips. Just 20 seconds of water, soap and rubbing can really cause an extremely wonderful intervention.

John Shelton

Regardless of who's doing a controlled burn, we still have the responsibility to plan for what would be a concerned hazardous area. We have to put in a structures plan and an evacuation plan.

Kevin Finan

Really what we're driving towards is efficiency and simplification and reliability. We don't really have a concern about the safety of the aircraft.

Sepp Blatter

Regulations concerning the use of photographs on the Internet are not open to further discussion.

Susan Borra

Our research suggests that consumers, for all the publicity concerning carbohydrates and health, are still confused about weight management and how to include carbohydrates in a healthful diet. Fads and quick fixes, though attractive, are not effective tools for getting to a healthful diet.

Lara Ramsburg

Our overall concern is that the proposals the governor put forth remain intact.

B. F. Skinner

Our record is not what my concern is. It's our style of play that's my concern.

Terry Hartle

Our quarrel with them is fairly specific. We are concerned about the cost, and the complexity, and the schedule on which they want this accomplished.

Samuel Jutzi

Particularly in the southeastern part of the Balkans, given that these flyways go down there ... It is quite probable in the future and is a major concern for us.

Loren Thompson

Part of the story on space radar can't be told because it concerns the most sensitive missions of government satellites.

Jack Crumbliss

Our new offense gives us a triple option that enables us to better utilize our personnel and hopefully keep our opponents off balance.

Krish Krishnan

It enables the seller of the stock -- that is, management -- to price the issue right. It also enables management to pick the right investor.

Graham Walker

It enables the replication to keep going and tolerate the damage, even though it doesn't get rid of it.

Matt Ridley

I thought journalism would enable me to be a mile wide and an inch deep.

Donald Rumsfeld

have made extensive use of the underground construction, which enables them to do things such as development and storage and, indeed, even launching from underground hidden silo areas.

Kip Winger

A producer should only be there to enable an artist to be himself.

Harriet Lamb

Only as we expand the market can we enable more and more producers to come in.

Tim Ryan

Luis does all the things that enables your team to be successful.

David Selby

That's the reason support for the National Endowment of the Arts is so important. It enables those ventures that aren't viable commercially to be done.

Richard Wahlquist

Our member firms are able to offer people training and offer them a variety of different assignments so they get exposed to different kinds of settings.

Tom Wright

Our goal is to try and expose students to new experiences and to success.

John Cusack

I think the more you expose yourself as a celebrity, the less interesting you are to watch in your work, because if you're putting yourself out there all the time, you're not holding anything back.

Ruth Buzzi

That was also the reason I wanted to do Sesame Street-I knew it was and is a wonderful show for young minds, knowing they will be exposed to the tube.

Peter Smith

It has been frustrating... this is important information to have. It is potentially a major route whereby the human population was exposed to the BSE agent.

Michael Woods

Like it or not, there is a very high threshold for what is 'crossing the line' in terms of being overly suggestive. These teens today are exposed to a lot in popular culture.

Gilbert Arenas

I won't be picked by the fans because I'm not getting exposed like those guys. So I need to actually do work. Every year I'm going to have to come in and do my work. I'm not ever going to be one of those players who get voted onto the All-Star team after missing most of the season.

Tom McCoy

I was exposed to (teaching) from the time I was very young. It's just something I knew I had a knack for, and I like working with kids," ()

Fernando Meirelles

I did want to expose the pharmaceutical industry a bit, ... The industry promotes itself very well. I think the film helps people see it in a different way, not through its press releases.

Andy Roberts

Our replacement technicians are highly trained and experienced mechanics.

Steve Clarke

Swansboro-Richlands always, since I moved here, has been highly competitive and a physical soccer game,

Mark Schlosser

It is amazing. It says what kind of people are living in this town. It just speaks highly of them.

Robert O'Meally

Jazz is a highly disciplined music that is very impatient with people who don't play, well, any sort of lazy imitation that can go with it.

Richard Kite

It is highly uncharacteristic for there to be legitimate pedestrian traffic in that area.

William Gaillard

I think people should keep in mind that these are not highly paid people, they're not like the players or the coaches.

Marc Guggenheim

I think 'Green Lantern' has the potential to be a very highly regarded superhero movie. We're approaching it with such respect and such care.

Alberto Melloni

He is the most highly ranked member of the Curia that the U.S. has ever had.

Casey Hampton

I was joking with Hines about that. I was like, 'Man, this is kind of like a consolation prize. With the MVP, it doesn't really matter what people think of you on other teams, it's about what your teammates think of you, and obviously our teammates think very highly of us.

Mike Rogers

Some of those old homes made it through a lot of hurricanes,

Nick Russo

Residents of these temporary homes need to practice safety first at all times.

David Williams

We need more volunteers, particularly during the week, ... A lot of (damaged) homes haven't been touched and people are trying to live in them.

Ernesto Zedillo

I will not permit these homes to be rebuilt in the same places,

Sean Pertwee

I think homes are a palpable form of investment, and I understand them.

Michael Brown

I surmise there are people in New Orleans who won't be able to get back to their homes for months, if ever.

Tom Morris

Getting people in homes is real important towards improving the quality of life in the parish.

John Ortberg

Ghettos and barrios and abusive homes and trauma wards may produce scarred souls; they can cripple more human spirits than they strengthen.

Hilaire Belloc

From quiet homes and first beginning,Out to the undiscovered ends,There's nothing worth the wear of winning,But laughter and the love of friends.

Brian Belski

We think maybe on a longer term basis, their valuations are a little inflated here. But we think that on a near-term basis, that they look very, very timely.

Ken Dulaney

Bluetooth is just now passing over the peak of inflated expectations.

Brian Brennan

Today's numbers threw some (inflation) fears. We could see some nervousness on the mortgage side.

Carol Rebello

I made all my payments on time, but I never got a mortgage bill.

Chris Gabrieli

I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment.

Julia Gillard

I'm angry and I understand why Australians paying mortgages are angry.

Jennifer Ellison

I got a mortgage at 17! I didn't even know you could get a mortgage at 17.

John Porter

It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage.

Jim Butcher

I don't have a muse. I have a mortgage.

Martin Lewis

It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it.

Peter Akinola

We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvation.

Steve Mahoney

Landowners can use these products for beautification or for conservation purposes.

Al Rauch

I think most of the biotech products are going to be safe for the rest of the decade.

Deanna Anderson

Basically, we do it to showcase our products to celebrities.

Jerry Yang

one of the better products we've launched in a long time.

Michael Howard

More and more of the products are going to become 'carrier Ethernet,' because manufacturers aren't going to be able to sell them to service providers unless they have all these features.

Karen Burk

We want to make sure we're only putting safe, quality products on our shelves for our customers.

Barbara Ryan

There is a 10-year lag in R&D spending, ... The spending that they're doing today isn't going to be visible in terms of products for quite some time.

Meg Graham

The quality and sterility of the products made there was never in question.

Phil Schiller

Our approach at Apple has always been to make products we're proud to own and use ourselves.

Quintilian

A laugh, if purchased at the expense of propriety, costs too much.

Susan Klein

Make sure when you purchase your ticket, you know what you're really getting.

Rebecca Fuller

We purchased one lesson. And that's all he needed.

Don MacDonald

When you, the consumer, look for a brand, you want it to simplify your purchase and come from someone you trust.

Toshihiko Sakai

We see the trend of Treasury purchases continuing.

John Andrews

I purchased it with the thought that what better place to have it than at the school.

Janine Turner

The second purchase was my ranch, Mockingbird Hill. The third purchase was Longhorn cattle.

Brian Major

That's a big purchase for us. That's great.

C. S. Lewis

If you never take risks, you'll never accomplish great things. Everybody dies, but not everyone has lived.

Carrie Mae Weems

It's very important for me to really use this body as a barometer of a certain kind of knowledge--to take the personal risk of exposing my own body in a certain kind of way. I can't ask anybody else to do something that I don't do first myself.

Carl Sagan

All inquiries carry with them some element of risk.

Antoine de Saint-Exupery

You risk tears if you let yourself be tamed.

Bill Vaughan

Improving efficiency on the farm is not only a risk-reduction strategy, it's a profitability strategy.

Brett Basanez

That's the risk you take in the shotgun. But it was nothing serious.

Scott Riggs

That's the risk when you come down here with no points.

John Barlow

That's a world worth taking a risk for,

Paul Browne

I think that we are talking about a very, very small risk -- but not zero.

Isaac Singer

Originality is not seen in single words or even sentences. Originality is the sum total of a man's thinking or his writing.

Teri Barbera

Someone has to have seen something. We're hoping.

David Ross

Man, we were weeping, ... I've never seen so much destruction.

John Torchetti

That was a team win, if I have ever seen one. Everyone from the goalie out tonight just competed. That was the word for tonight, compete.

Paul Thompson

That was ridiculous. In 16 years of coaching, I've never seen anything like that.

Warwick McKibbin

I think it's pretty much a continuation of what we've seen but probably a slightly different style.

Paul Cummings

I don't know what to say. I've never seen someone do this, either.

Drew Stafford

I don't know what to say about that, I've never seen that before.

Roger Clemens

I don't know that I've seen anything like it,

Henk Potts

Standard and Chartered could be vulnerable to a takeover.

Sophie Lowe

I think I've actually had a pretty standard upbringing. My parents are really normal, so I've always had them around to keep me grounded.

Diana Ross

Just because I have my standards they think I'm a bitch.

Craig Mathias

If that had not happened, we would probably not have had an 11n standard this year.

Aimee Mann

If your standards are low, you're going to stop pretty early on in the process.

Eliot Spitzer

I have disappointed and failed to live up to the standard I expected of myself.

Iris Apfel

I get very involved with my things, and they are not standard equipment.

Amber Heard

I have always been very rebellious and gone against the grain. I've always challenged the standards set before me.

Shane Richardson

We'll be making sure it's up to standard ... we'll make sure before we go there.

Roxanne Dey

He was ramming vehicles out of his way. That's how it was described to me.

Sgt. Frevola

We were having so many headlight thieves, on high-end vehicles with halogen lights.

Tom Stephens

I'm going after the highest-consuming vehicles first, because that's where the big payback is.

Ray Carter

You can't get any vehicles to come into the city, and we can't get any out.